You got this all thought out. Awesome!
My thought so far has been to put any interest and dividend income into cash equivalents rather than reinvesting. --- Yes, that's the way to do it.
Then sell off additional securities as needed for income. --- Sell securities with long term gains. Tax will be low. Or sell the ones with losses. This will reduce taxable income.
My goal is to put as much of my tIRA funds into my Roth while keeping my income below the next IRMAA bracket. ---Sounds good.
Using Roth would be great on the tax and IRMAA front, but wouldn't help with the goal to max the amount of my portfolio that is in the Roth. --- Right
Statistics: Posted by Metsfan91 — Mon Apr 01, 2024 11:43 pm — Replies 5 — Views 242