Personal Finance (Not Investing) • When is a pension qualified?
Thanks, this was due to a conversaion with a relative who stated that he was paying taxes on his pension plan, which I thought was strange since pension plans are not taxed in IL. However, after some...
View ArticlePersonal Consumer Issues • Who provides the best radiator flush, clean, and...
Your independent mechanic using OEM fluids.Statistics: Posted by finite_difference — Sun Mar 31, 2024 11:30 pm — Replies 2 — Views 73
View ArticlePersonal Consumer Issues • Do you use Stop & Shop (or your supermarket's)...
Yup. Sometimes there’s free giveaways.Statistics: Posted by tetractys — Sun Mar 31, 2024 11:31 pm — Replies 35 — Views 1432
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Currently we have an Alliant Credit Union card with 2.5% cash back but our spending outpaces the limits so it dilutes with the 1.5% bracket to come to about 2.1%In addition, we bank with Schwab and...
View ArticlePersonal Investments • Advice needed. How to convert $1.2 million portfolio
What are the stocks? NVDA, SMCI and something else?How much are your unrealized capital gains?I’d probably sell up to the 15% capital gains tax rate threshold immediately and then use calls and putts...
View ArticlePersonal Finance (Not Investing) • 26yrs old seeking career advice
As a person who was in the right place at the right time way more than they deserved in their aviation career.Also one who has too many friends who are no longer with us. Sure the cool stories of dark...
View ArticlePersonal Consumer Issues • Can you recommend a good DVD player?
Happy to pay a reasonable amount. On Amazon, saw everything from $29 to $998 so I am not sure what is a reasonable amount.Only a complete fool would pay more than $100 for a new DVD player if that....
View ArticleInvesting - Theory, News & General • Does your net worth percentile...
Thank you for everyone's answers.I find it calibrating to see the data, but have not quite understood what to do with it.It "must" be important....The Federal reserve certainly went to a lot of...
View ArticlePersonal Finance (Not Investing) • Another lump sum vs monthly pension question
You save all your life and plan well but nothing is a guarantee for the future. I know the struggle of the OP to try and make the best decision. Good that the OP came here to get the input from the...
View ArticlePersonal Finance (Not Investing) • ATM fee ripoff in Spain
I mentioned Santander in an earlier post. Even the big reputable banks try to trick you these days.viewtopic.php?p=7362764&hilit=santander#p7362764Statistics: Posted by CardinalRule — Mon Apr 01,...
View ArticlePersonal Consumer Issues • Anyone replaced an iPhone battery?
I just want to point out how pathetic it is that we went from easily swappable batteries on phones to systems that require days for battery replacement. It's pathetic and I think it is deliberately...
View ArticlePersonal Consumer Issues • When brand names matter and when they don't
Costco was closed for Easter Sunday, so I had to go to Wal-Mart. I tried the Tillamook chocolate. It is indeed very good. Not sure I would say it's better than my favorite Haagen-Dasz, but it is fine....
View ArticlePersonal Consumer Issues • Most efficient method to protect ground floor...
Ask around for recommendations (maybe NextDoor?). My alarm system was installed by a local guy who is really good.Statistics: Posted by FeralCat — Mon Apr 01, 2024 11:39 pm — Replies 20 — Views 806
View ArticlePersonal Finance (Not Investing) • What are some tax effective ways to borrow?
You can deduct margin interest against your investment income, but only if you treat it as ordinary income instead of qualified dividends.The form & instructions:...
View ArticlePersonal Investments • Allocation Fund in Taxable Account is OK?...
Here it is, if you haven't already been following it: viewtopic.php?t=287967Statistics: Posted by Curly — Mon Apr 01, 2024 11:42 pm — Replies 4 — Views 251
View ArticlePersonal Investments • advice on withdrawals until SS starts
My thought so far has been to put any interest and dividend income into cash equivalents rather than reinvesting. --- Yes, that's the way to do it.Then sell off additional securities as needed for...
View ArticlePersonal Finance (Not Investing) • Can we afford, and how to pay for, a hot...
Another thing about hot tub placement. If you can, place it in a spot that gets sun exposure. It is glorious to use the hot tub in the sun. I did earlier today. Occasionally in the summer, it may get...
View ArticlePersonal Consumer Issues • Value of living away for college
After graduating high school, I attended a college just a few hours away and lived in the residence hall. I hated every minute of it and did very poorly academically. After two semesters I went back...
View ArticlePersonal Finance (Not Investing) • Deduct Roth Conversions from AGI to find...
Traditional IRA conversions to Roth IRA are excluded. Traditional 401k conversions to Roth 401k/IRA are not excluded.Correction:If the rollover is from any employer retirement plan to a Roth IRA it is...
View ArticlePersonal Investments • Tax basis upon death question
After my father passed away his brokerage accounts remained in his trust for an additional 4 months while things were being sorted out. At the time we were advised to get another tax ID number for his...
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