Investing - Theory, News & General • What's Been The Best Investment of...
I left state of Texas employment in 1992. I completed the direct transfer of retirement money to an IRA and promptly forgot about the money. Fast forward to 2012 and by then had been teaching 11 years...
View ArticlePersonal Finance (Not Investing) • 1099-Qs and determining taxability of 529...
Your 1099-Qs should tell you how much was contributions and how much was earnings. The earnings are taxed as ordinary income. The contributions are not taxed. (Contributions are "basis" in box...
View ArticlePersonal Consumer Issues • What are you listening to now
Tonnanella— Paolo MinichielloStatistics: Posted by Nicolas — Tue Apr 02, 2024 11:34 pm — Replies 5883 — Views 597910
View ArticlePersonal Finance (Not Investing) • Decent 2024 estimated tax Calculator?
I'd like to start using a calculator to determine my potential tax situation for 2024 (yes, I'm getting ahead of myself)I know I can just use a 2023 calculator, but I'd like to plan for 2024 with the...
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Personal Finance (Not Investing) • My credit score has dropped sharply, but...
The credit score seen on the Amex portal has dropped significantly, but the credit score seen on the Chase portal has not changed at all. Both information is provided by Experian, but Amex is FICO 8...
View ArticlePersonal Investments • T bills interests at Treasury Direct
It looks like the interest using T bills at Treasury direct do not compound since they are credited back to an account. It makes me lean more toward CDs.This is simply how Treasuries work, regardless...
View ArticlePersonal Investments • Too late for backdoor Roth conversion
You can still make a 2023 contribution, but the conversion will be 2024. This will make no difference to your funds, only to when the distribution/ conversion is reported.It does push back the 5 year...
View ArticlePersonal Finance (Not Investing) • How do you budget and pay for dental...
Oh boy. Just seeing these costs is nauseating.Over $10k I would consider other countries.Statistics: Posted by Wannaretireearly — Tue Apr 02, 2024 11:45 pm — Replies 35 — Views 1651
View ArticleInvesting - Theory, News & General • What is the appeal of Robinhood
Let us be fair to Robinhood. No....once they got there they had to shut down trading. Only choice they had.They didn't shut down trading. They shut down buying for specific stocks. Only buying, and...
View ArticlePersonal Investments • Employer dropped the index bond fund in my 401k for an...
401k loan. Yes it does but only for up to $50,000 which is a basically half of my current bond balance.$50,000 is the IRS limit. It's actually 50% of your balance or $50,000, whichever is...
View ArticlePersonal Finance (Not Investing) • IRA contributions Dec 31 vs Apr 15
Being able to contribute up to April 15 of the following year is throwing me off for which taxes things get recorded on. Yes, it quickly gets confusing if you don't contribute IN year X, FOR year X,...
View ArticlePersonal Consumer Issues • Career in Medical field for 35 year old
Most hospitals have IT needs. My local Kaiser hospital has a computer in every exam room, computerized records, pharmacy orders, lab orders, web access for users, VPN infrastructure for doctors,...
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Investing - Theory, News & General • 401(k) Limits
...and for IRA limits, here is info. I found for 2025..."Taxpayers with traditional IRAs are no longer required to make withdrawals from their account at age 73 and reduces the penalty for not taking...
View ArticlePersonal Finance (Not Investing) • Hitting a wall with credit card churning
Stupid question but we have our credit frozen at all 3 bureaus.. each time you sign up for a new credit card do you have to unfreeze credit at all 3 bureaus? Thank you.Statistics: Posted by ruanddu —...
View ArticlePersonal Consumer Issues • Where are the best areas to stay in Phuket...
Just staying 5 days and then off to Japan. Would like to see the famous rock formations and visit some of the best beaches.Thanks,FortFunOverpay for a room at one of the nicer hotels or resorts....
View ArticlePersonal Finance (Not Investing) • Do all acounts need to be titled with...
OTOH with my father, we discovered five days before he died that the pour over will would do nothing for some deeded timeshare weeks he owned in Hawaii in his own name. They would be subject to full...
View ArticleInvesting - Theory, News & General • Does your net worth percentile...
Net worth is something that Quicken tracks automatically, so I see it every day. I used to hand calculate once a year. I live off my salary so that influences spending or saving. I am not...
View ArticleNon-US Investing • DIY or hire IFA?
First, I think you have made the right decision to avoid this IFA. 3% upfront fee is a very large sum to pay for advice that you can get for free on this message board. After everything is set up,...
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Personal Investments • Seeking Financial Wisdom from the Community
1.Does allocating the $758 into the following: $100 for additional life insurance on him, add $500 extra to savings (e.g. car replacement, possible vacation, etc.), and add an extra $150 to the...
View ArticlePersonal Finance (Not Investing) • Sell My Rental?
Here are my questions:1. From a tax perspective on a sale I read IRS publication 523 and believe we would qualify to exclude the gain on the sale since this was our primary residence for two of the...
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