Personal Finance (Not Investing) • do I owe capital gains on this inherited...
I'd apreciate some advice on taxability of inherited trust funds.My stepfather died in 2014. He had some assets in a trust. Most funds got distributed in 2014, but one fund did not (no one knows why)....
View ArticlePersonal Finance (Not Investing) • Sell/convert VSMGX in brokerage for down...
I would use VUSXX instead of the cash account at Vanguard. You might consider selling your house early and get a short term rental. Put your stuff in storage. Is a good opportunity to downsize and...
View ArticlePersonal Finance (Not Investing) • Do I have to paper file everything because...
I'm completing a First and FInal Form 1041 (and NJ Form 1041) for Estate Income Tax for an Estate that closed in 2023 (using Calendar Year). The decedent died in August 2021, the only Estate asset...
View ArticlePersonal Finance (Not Investing) • The Finance and Psychhology of Retiring...
... pyschologically leaving all that money on the table seems foolish. After all we spent 30+ years climbing to reach our peak earnings and then retire soon after getting there?No reason to keep at it...
View ArticlePersonal Finance (Not Investing) • Selling investments to put more than 20%...
You will still have $720k in retirement, $425k in taxable and some in emergency fund. VBTLX is not tax efficient in taxable anyway so I will sell all of it. If emergency fund is more than 6 months...
View ArticlePersonal Finance (Not Investing) • IRS rejecting refund request form (Form 3911)
Maybe the check got lost. USPS loses my mail sometimes. I use FedEx and UPS to mail checks to family because of this issue.Statistics: Posted by gotoparks — Thu Apr 04, 2024 12:19 am — Replies 3 —...
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Personal Investments • Teenager looking to build short term portfolio
Lol, at 17 I made 3.85/hr and worked at a kmart which paid in cash ...I also worked at Kmart and remember the envelope of cash pay! Statistics: Posted by ladycat — Thu Apr 04, 2024 12:21 am — Replies...
View ArticlePersonal Consumer Issues • Negotiating with Neighbor on a Fence
When I bought my property, I had a survey done -- it's required for title insurance. Both are also required if one purchases with a mortgage. Surveys done before about 1960 have stone markers. Newer...
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Personal Consumer Issues • EV charging
And that half of people have range anxiety, and the post above doesn't make it better, despite being well informed. It makes it worse... bc they see numbers, and statements that an EV loses half of...
View ArticleInvesting - Theory, News & General • Now that long TIPS yields are 60 bp...
Could we get back up to 2.5-3% real yield?If we're in a multi-decade secular rising rate super cycle, I don't see why not.We were over 3% real yield 20 years...
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Personal Consumer Issues • What Movie Have You Recently Watched?
News was too depressing tonight, so I turned to TCM. Annie Hall was on. It has some good laughs.I suggest a heavy dose of Pixar. Statistics: Posted by gunny2 — Thu Apr 04, 2024 11:56 pm — Replies...
View ArticleInvesting - Theory, News & General • Modified versions of HFEA with ITT...
It's an anti-beta fund. Anti-beta is the same as low vol (for equities, because vol for equities is mostly controlled by beta), correct?But the history is a bit short. How do we get more history?On...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
If international stocks keep underperforming, the US might make up 70% of VT in less than a decade.Statistics: Posted by Stef — Fri Apr 05, 2024 12:09 am — Replies 5431 — Views 952409
View ArticlePersonal Consumer Issues • Crazy to get a new car after 8 months? Which EV?
I was in a pinch to get a new car last year. I wanted a Tesla, but it was at the height of the used car craze and I wasn't interested in paying over MSRP for one. I settled on a certified pre-owned...
View ArticlePersonal Consumer Issues • Replace Old Corelle Dishes?
I inherited a set of Corelle dinnerware when my parents died in 1979. I've been meaning to replace it ever since but have not gotten around to it. I thought I was the only cheap person on earth that...
View ArticlePersonal Investments • Muni's vs TIPS ladder
I'm aware of tax-efficient asset allocation and the debates surrounding it. Hence Muni's in taxable as the fixed income portion which I've done for over a decade. Obviously TIPS are tax inefficient...
View ArticlePersonal Consumer Issues • Favorite low/no salt and sugar foods
I like rolled oats with milk. I put a dash of salt in before I microwave. Salt is absolutely required for human life.Statistics: Posted by westpac — Fri Apr 05, 2024 12:15 am — Replies 8 — Views 345
View ArticlePersonal Investments • I-bonds, "tax bomb"; & ACA APTCs for age...
I think your years are off by 2 then in the OP. Ie bonds mature starting in 2027 when you are 62 and onwards. (It just wasn't clear if the years were off or the ages were off by 2.)yeah, I agree that...
View ArticlePersonal Investments • Old IRA contributions deductible or non-deductible and...
You could look at your SS income statements to see how much money you made and check to see what the ira deduction cutoff was that year. Plus, limits were pretty low in the...
View ArticlePersonal Consumer Issues • Searching for flavorful decaf black tea
https://www.coffeeam.com/collections/bl ... akfast-teaI have tried their caff. teas but only iced. westpacStatistics: Posted by westpac — Fri Apr 05, 2024 12:28 am — Replies 8 — Views 552
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