Income is derived from any dividends/interest and selling top performing assets at time of rebalance (like goldA 5% draw in 3% inflation requires 8.42% annualized TR (over shortish periods) to grow the portfolio and the draw with inflation.
The GR portfolio doesn't look like it produces much income so the retiree would be selling constantly to meet the 5% draw, maybe 3% per year?
). Rebalance at any interval, but the point of the 6% ST treasury position is to hold cash from yearly rebalancing. No need to sell constantly unless that's your thing.Historically, the AA has a 6.1% SWR on 6.6% inflation adjusted annual return
https://portfoliocharts.com/portfolios/ ... portfolio/
Statistics: Posted by jdibber — Fri Oct 24, 2025 8:52 pm — Replies 121 — Views 16841