I actually think that is a great monthly premium for two people. NY does not use age when setting rates (all community-rated, I believe), so your premiums would be higher in other states.I am an independent software consultant in my early 60s.
I have been buying ACA plan from NY marketplace for myself and wife for the last 8 years.
My monthly premium for a bronze HSA eligible plan is about $1,300 a month.
Any suggestions for more cost effective plans?
Over the past few years, neither of us have used our health plan (except for a flu vaccination in October).
This is because our deductible is $6,500 per individual.
I do get my bloodwork done once a year when I travel outside of USA.
Best Regards
The unsubsidized monthly premium for a 61 & 62 year old in CT will be $3350 next year. This is for a plan with a $6500 deductible and $7250 OOP per person.
https://www.accesshealthct.com/
Statistics: Posted by HereToLearn — Wed Oct 29, 2025 9:30 pm — Replies 91 — Views 10654