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Personal Finance (Not Investing) • Best bank/credit card for tracking spending by category?

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I’d like to get insight into how much we spend in different categories. I’d prefer not to use a third party aggregator or pay for a subscription for something like Quicken.

BofA’s website/app has a decent spending report using the Erica feature, and you can recategorize transactions individually or by merchant. I just don’t like Bank of America.

Chase has pretty basic functionality. There are only a few generic categories transactions get lumped into, which isn’t very helpful.

Are there any other banks or credit card companies that have a good, native spend tracking feature?

Statistics: Posted by GeldSparen — Thu Oct 30, 2025 10:10 pm — Replies 0 — Views 19



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