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Personal Finance (Not Investing) • Mechanics of running a tax return this year to accurately estimate taxes

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The 2026 edition of FreeTaxUSA is already out. I use this in December, not for estimated payments, but to decide how much of a final Roth conversion to do before the end of the year. Then in January, when I have the final numbers available (even though the actual 1099-Rs haven't arrived yet) I do it again, and use that to make my final estimated tax payment in the second week of January.

For the first three estimated payments, I take the previous year's amount and divide by four. Then I adjust the final payment so that I owe a small amount on April 15.

Statistics: Posted by telemark — Sat Nov 08, 2025 9:41 pm — Replies 8 — Views 709



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