With the known past returns of VTIP, there are eight periods of 5 calendar years. For six of the eight 5-year periods, the total return of the fund was less than inflation. The worst 5-year cumulative return adjusted for inflation was -6.4% for 2013 through 2017. The best was 3.8% for 2016 through 2020.And in any case, the difference between VTIP vs individually maturing bonds isn't that great and nobody can say with certainty which one will outperform as that depends on future rate movement and the timing of your spending.
Statistics: Posted by FactualFran — Sun Nov 16, 2025 11:44 pm — Replies 41 — Views 4117