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Personal Finance (Not Investing) • Medigap plan N vs. G-HD

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:sharebeer
Interestingly enough, my husband had an N plan in Florida, in Minnesota when we moved, and now Wisconsin.

Even though Wisconsin does not officially have an N plan, his card from Cigna (Medco Containment) still has a capital N on the front. So clearly when you move into these states, if you have an N plan beforehand, they add all the necessary riders and let you retain your card showing that letter on it.
Does the insurance company list the state-specific basic policy and the list of state-specific riders to the basic policy?

A Medigap policy provides nationwide coverage. In general, someone who started a policy while living where the policy was available when the coverage was started can continue to have the policy. That is even if the policy cannot be bought as a new policy in the state where the person being covered currently lives.
Very interesting. So he can bring it into the state, is what you're saying. (His card just says N, no mention of Basic + riders anywhere.) So, the plan had been for me was to get the same supplement when I turn 65, living here in Wisconsin. So do you think I won't be able to get his same plan?

Statistics: Posted by Hebell — Mon Dec 01, 2025 1:07 am — Replies 107 — Views 6719



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