Thanks Ted. India is indeed my current tax residence.
Regarding your 1st point, I guess the obvious corollary is that SEPP/72(t) type distributions is possibly not taxable by IRS (while taxable by Indian Income Tax dept).
I'm wondering whether 50% withdrawal for Dec 2025 and 50% for Jan 2026 is definitely not aligning with their definition of pension - "periodic payment". On the other hand, given there is no explicit reference to "Retirement" either so wondering if it would get treated as "Other income" as per Article 23 paragraph I?
The HodgenLaw PC video is very interesting. Any idea what does treaty country applies mean?
A. "Non residents in treaty countries usually get 401(k) distributions without withholding using Form W-8BEN to claim treaty benefit"
B. "If the treaty applies and you were not a covered expatriate, use the treaty to avoid tax withholding and US tax by providing W-8BEN"
Given US/India has a tax treaty, not sure if that itself is a yes to Treaty applies even though the treaty only references Pensions and not Retirement
Btw, any idea about tax treatment of mega backdoor roth growth/earnings. Shouldn't this be treated akin to Capital gains and hence not taxable by IRS for NRA?
Regarding your 1st point, I guess the obvious corollary is that SEPP/72(t) type distributions is possibly not taxable by IRS (while taxable by Indian Income Tax dept).
I'm wondering whether 50% withdrawal for Dec 2025 and 50% for Jan 2026 is definitely not aligning with their definition of pension - "periodic payment". On the other hand, given there is no explicit reference to "Retirement" either so wondering if it would get treated as "Other income" as per Article 23 paragraph I?
The HodgenLaw PC video is very interesting. Any idea what does treaty country applies mean?
A. "Non residents in treaty countries usually get 401(k) distributions without withholding using Form W-8BEN to claim treaty benefit"
B. "If the treaty applies and you were not a covered expatriate, use the treaty to avoid tax withholding and US tax by providing W-8BEN"
Given US/India has a tax treaty, not sure if that itself is a yes to Treaty applies even though the treaty only references Pensions and not Retirement
Btw, any idea about tax treatment of mega backdoor roth growth/earnings. Shouldn't this be treated akin to Capital gains and hence not taxable by IRS for NRA?
Statistics: Posted by reposetate — Sat Dec 13, 2025 3:56 am — Replies 2 — Views 144