Pay off the student loans and refinance to a 4.875% 15 year mortgage. Your new monthly mortgage payment will probably not exceed your old payment + student loan payments. So your cash flow before and after may be comparable and your mortgage will be paid off sooner (assuming you have > 15 years left on the current mortgage).
Not enough information to determine whether it is better to use the remaining windfall to invest, pay down the mortgage, contribute to 529s, etc.
Not enough information to determine whether it is better to use the remaining windfall to invest, pay down the mortgage, contribute to 529s, etc.
Statistics: Posted by HomeStretch — Sat Dec 13, 2025 4:00 am — Replies 22 — Views 2518