Personal Investments • Catch up reduces employer match.

I suggest asking them directly about the work around (50% contribution for final two paychecks) and get the exact date when the change needs to be made. Then put it in your calendar and execute it. If it doesn’t workout in 2026 then re-evaluate for 2027.

Given all OP has said, this is what I would do.

And is the maximum contribution 50% of a paycheck? If you can go higher, then why not go to 80+%? That would allow you to get the full match in just a few late-year paychecks.

Statistics: Posted by Stinky — Sun Dec 14, 2025 3:25 am — Replies 14 — Views 1092

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