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Personal Finance (Not Investing) • SALT deduction

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1. Will your marginal federal tax bracket be lower next year ? If so, pay excess state income taxes ahead of time. You will have to report the refund on next years tax return as income on Schedule 1, but you gain the tax bracket arbitrage.
You have to calculate your state estimated payment in good faith in order to deduct it. https://bogleheads.org/forum/viewtopic. ... 6#p8611356
It's interesting that they put that in their publication, but I do not believe that is included in the law allowing a deduction for state taxes.

https://www.law.cornell.edu/uscode/text/26/164

Statistics: Posted by Russcars — Wed Dec 24, 2025 6:15 am — Replies 16 — Views 1655



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