Personal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card

And 6 month USBank CDs are a very competitive 3.67%. This is what I do. And never bothered opening a brokerage account.

For those of us who can only use IRA money, though, those bank CDs are a much bigger hassle than just moving IRA investments from one brokerage to another.

Statistics: Posted by jeffyscott — Sun Jan 04, 2026 8:38 am — Replies 3963 — Views 710344

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