I retired with kids on the payroll in a HCOL area. I think one either has enough to retire or not. I do think kids means more variables that could go wrong. Longer the retirement period, higher the risk do to unknowns. I think VHCOL could be an advantage. If things go wrong, leave the VHCOL area and move to a LCOL area and live like a king.
Any recent stories are going to be biased due to the great market conditions for so long. Do your planning and retire when you are ready.
Any recent stories are going to be biased due to the great market conditions for so long. Do your planning and retire when you are ready.
Statistics: Posted by mhc — Sun Jan 04, 2026 8:41 am — Replies 5 — Views 725