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Personal Finance (Not Investing) • Ability to return money after taking a Roth IRA distribution

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From the Vanguard holdings screen, scroll to the Roth account. In the upper right corner are two options, "Transfer Cash ⋮" and "Transact ⋮"

If you expand Transfer Cash and select "Contribute to IRA" it will take you to the "new" interface which is useless.
But :!: If you instead expand Transact and go all the way to the bottom, there is another option for "Contribute to IRA" and clicking that one for inexplicable reasons takes you to the "old" interface, which has a radio button right at the top for "Is this a rollover from an employer-sponsored plan or IRA?" Clicking the "yes" button changes to the rollover process and ignores contribution limits.
Thank you for this, I was going crazy trying to figure it out on both their website and app. You solved what I couldn't figure out (even after a call to Vanguard)!

Statistics: Posted by Sharpe — Wed Jan 07, 2026 9:06 am — Replies 50 — Views 3445



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