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Personal Investments • Minimizing Capital Gains

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Thanks for the replies so far.

With regards to charity, in our case, charity needs to begin at home - we need the money in our portfolio for future retirement living.

One thing we’ve thought about is - if the gain is 100% over the basis and we paid 20% in taxes, we’d still be up 80%. The stock has gained at least 100% (doubled in price) and could fall 50%, maybe more or less - maybe it will keep growing.

We’re wondering in this case if a bird in the hand is better than a bird in the bush and we should take our chances and cash out (to reinvest) now vs at a future stock price. The price rise on this stock has been remarkable, but could go down too.

Thoughts?

Thanks!

Statistics: Posted by Invester101! — Thu Jan 08, 2026 9:09 am — Replies 4 — Views 134



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