Different people have different views on this. Some say put the stocks in the taxable account and taxable bonds in the retirement accounts (in each case to the extent possible given your desired asset allocation). Others say put the stocks in the retirement accounts and tax-exempt bonds in the taxable account (in each case to the extent possible given your desired asset allocation).
There are several factors that would go into the analysis, including your tax bracket, and the turnover rate on your stocks, and in your case the capital gains tax if you were to move the stocks to the retirement account. I haven't tried to analyze this in many years.
It's generally difficult to buy individual bonds.
There are several factors that would go into the analysis, including your tax bracket, and the turnover rate on your stocks, and in your case the capital gains tax if you were to move the stocks to the retirement account. I haven't tried to analyze this in many years.
It's generally difficult to buy individual bonds.
Statistics: Posted by bsteiner — Fri Feb 23, 2024 2:01 pm — Replies 1 — Views 74