Personal Finance (Not Investing) • Just looking for some general money...
..definitely going to start a thread later about how to better handle my investment funds You really should do this - don't blow it off. You are at a point in life where you have time to benefit from...
View ArticlePersonal Finance (Not Investing) • Early withdrawal of trad IRA -- is my...
Am I confused perhaps? It was a 2022 contribution. It was withdrawn in early 2023, but the earnings would be taxable with the 2022 taxes. And, if the law had not just changed, the earnings would have...
View ArticlePersonal Finance (Not Investing) • Schwab not generating 1099-B for stock sales
We’ve had a sick kiddo and the wife has been really busy and hasn’t had a chance to call Schwab.Yes there’s enough info to file the taxes.Statistics: Posted by Sprucebark — Fri Feb 23, 2024 1:51 pm —...
View ArticlePersonal Investments • Tax-harvesting - how to guide and whether to just use...
Many investors including myself do not keep bond funds in a taxable account, so they will never tax-loss harvest them,I see that the OP does have some tax-exempt bond funds in their taxable account,...
View ArticlePersonal Consumer Issues • insights on living in the Blue Ridge Mountain region?
I'm seeking insights from individuals with experience living in the Blue Ridge Mountain region. My wife and I, nearing retirement in the next year or two, are eager to relocate from the upper midwest...
View ArticlePersonal Investments • Portfolio Review Request
Emergency funds: YesIncome: Him $170k + $20-30k bonus Her $90k + $5-9k bonusDebt: Car Loan - $10k balance @2.99%, 3 years remainingMortgage - $290k balance @2.99%, 27 years remaining Tax Filing...
View ArticleClik here to view.
Personal Investments • Where to manage a low touch portfolio
What assets do you have at MS? Some things may not transfer in kind - don't know if that has anything to do with your current snag. Beyond that, though, with $500k in taxable you might have...
View ArticlePersonal Finance (Not Investing) • Handling Inheritance In A Marriage
Even in California, inheritances are separate property up until the point they are commingled.Given you don't need either inheritance, why not leave both of them separate? You can't undo the...
View ArticleClik here to view.
Personal Investments • Lost in Numbers Moving to Fidelity, Raymond, or?
Hello, I am sorry for your loss. I just wanted to share a small glimpse in my situation. I went through a horrible divorce, and when all was said and done, I didn't feel confident managing the...
View ArticlePersonal Investments • 50% of my portfolio in FANG - 15% in NVDA
Netflix makes like 35B revenue and has a 20% profit margin. It’s not nothing. But anyway, if I were you I would be selling my individual stocks and buying VTI. Or at least take your NVDA gains...
View ArticlePersonal Consumer Issues • How do you live healthy?
I get off the train to work 1.45 miles from the office (3 days a week) and walk the rest of the way. Coming home too. The other days I walk but less than office days.Drink significantly less. There...
View ArticlePersonal Consumer Issues • London + Scotland end of March or summer?
We lived in England for 3 years. It's rainy and cold in March, but there are a lot fewer tourists in March. We were in England last September, and the place was jammed with tourists.Statistics: Posted...
View ArticlePersonal Investments • Meeting with "fiduciary" CFP results
Different people have different views on this. Some say put the stocks in the taxable account and taxable bonds in the retirement accounts (in each case to the extent possible given your desired asset...
View ArticlePersonal Finance (Not Investing) • Do your inter-company yearly raises keep...
OP,1) No.2) My employer is not competitive as per the market rate. A) One of my peers just left recently and double his salary. b) The one before that my employer try to match with a 30% raise and...
View ArticlePersonal Investments • Questions about Whole Life
Years ago, my parents purchased a whole life policy in my name. I was unaware of the implications or of the minutiae of the policy until a few weeks ago, when this year's premium came up for renewal....
View ArticlePersonal Investments • Self directed ira - disqualified person?
Many self-directed IRA custodians allow your IRA to hold secured or unsecured promissory notes. Some examples include Forge Trust, Pacific Premier, Millennium Trust, Equity Trust, etc. Your IRA will...
View ArticlePersonal Investments • Heavy Value Tilt Away from Mag 7 stocks
And I am thinking of abandoning my value tilt.Now I know its time to buy value! The ultimate contrarian indicator is when LIvesoft says he's abandoning ship!Statistics: Posted by Grt2bOutdoors — Sat...
View ArticlePersonal Finance (Not Investing) • Laundromat and Carwash
... I'm considering a laundromat and/or purchasing two up and running car washes in the near future....A good primer would be do become a regular user yourself of laundromats and car washes. Go to...
View ArticlePersonal Investments • A quick critique
I consider my state pension to be part of my conservative/stable bucket of my overall portfolio. I feel this allows me to invest a little more aggressively with the remainder.I know some people take...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
One aspect important to me, does this new account allow TOD assignments, like other Vanguard accounts? Bank I'm using doesn't have TOD as an option, so this would be a good feature for my needs. Let...
View Article