My mind is thinking have enough now with real high valuations, why risk most of it? Stop playing when won the game.Having $6M plus upcoming SS and pension with only $150K in expenses - you can do whatever you want. It is hard to go wrong with the kind of wealth you have provided your expenses don't burst or you don't start investing very badly.
Playing if safe with TIPS may make you less wealthy in 30 years but would be a safer way to go.
So I could go say 50% us stock/50% bonds/cash or buy TIPs to cover 75-150k in inflation adjusted spend so no matter what happens to stock we are good.
Statistics: Posted by am — Sun Jan 18, 2026 10:47 am — Replies 7 — Views 174