Thank you all for your responses and suggestions. I also ordered the book.
Additional Question. Am I doing this right?
For pretax vs Roth savings choices during accumulation phase, I created copy of scenario 1 to scenario 2, and changed the Roth contribution amount in scenario 2.
What metric do I use to see if scenario 1 is better or worse than 2? Ending balance at expected death? Balance at retirement?
I don't think I can use either one because, unfortunately (or fortunately), the software has me guessing my effective tax rate on tax deferred accounts (see Build -> Financial Assets -> Management) and (I believe) the net worth I see has this haircut, which defeats the exercise. Can you please help? Thank you!
Additional Question. Am I doing this right?
For pretax vs Roth savings choices during accumulation phase, I created copy of scenario 1 to scenario 2, and changed the Roth contribution amount in scenario 2.
What metric do I use to see if scenario 1 is better or worse than 2? Ending balance at expected death? Balance at retirement?
I don't think I can use either one because, unfortunately (or fortunately), the software has me guessing my effective tax rate on tax deferred accounts (see Build -> Financial Assets -> Management) and (I believe) the net worth I see has this haircut, which defeats the exercise. Can you please help? Thank you!
Statistics: Posted by Vacation — Tue Jan 27, 2026 12:16 pm — Replies 12 — Views 629