I retired at the end of 2023 and decided we need to be able to ride thru any market downturn w/o having to sell any stocks. We’ve always been between 55/45 and 65/35 allocation. A lot is dependent on the size of your portfolio. Our retirement portfolio consists of at least 10 yrs of cash and ultra-short/short term bonds/treasuries with duration of max around 24 months, and the rest in mainly US equities. If the equities become too large for my comfort, I will allocate more to “cash”.
Statistics: Posted by sixty40 — Wed Feb 04, 2026 1:48 pm — Replies 5 — Views 773