Keep your oldest card open. That actually matters for your credit score. Change the payment method for one of your monthly streaming subscriptions to that one, set up autopay, and sign up for text notifications of all transactions.
Ask your bank if they can transfer the credit limit from your inactive card to your active card and close the inactive card.
Then you will have your primary card + a backup card, with different banks, and no change to available credit.
Ask your bank if they can transfer the credit limit from your inactive card to your active card and close the inactive card.
Then you will have your primary card + a backup card, with different banks, and no change to available credit.
Statistics: Posted by Beensabu — Sat Feb 14, 2026 3:46 pm — Replies 22 — Views 663