Investing - Theory, News & General • Fidelity to Push Advisor Clients...
Per that article Fidelity will still cover checks/transactions from money market mutual fund accounts that the client has - which so far has been true for individual investors as well. We keep excess...
View ArticlePersonal Investments • Wash sales risk across taxable and tax-deferred accounts
Correct, I do not hold these funds in my tax-deferred accounts. I am planning to buy VTI and VEA with the proceeds from selling the bond funds in my taxable account.As I rollover my 401K, I was hoping...
View ArticlePersonal Consumer Issues • Anyone pay to install transfer switch recently?...
Just got a quote for installing a $300 transfer switch. According to a Youtube video I watched it shouldn't take more than an hour to do the whole thing.Quote was $2900. Would rather not, but I guess...
View ArticlePersonal Investments • Portfolio Check
1) Is your spouses employment stable? If not, you may want more liquidity in safe assets beyond the $35k in cash you already hold.Mostly yes. I am also trying to look for work now, as I realized in...
View ArticlePersonal Investments • Is 10% in speculations OK if you don’t need the money?
My hobbies are photography and motorcycle riding. Not at exactly the same time! I have a budget for them that's far, far less than 10% of my portfolio. I don't enjoy picking stocks and trying to...
View ArticlePersonal Investments • International asset allocation
Higher tariffs are generally bad for international stocks that export to the US and for US stocks that rely on international imports. Whether, how, how much, how soon, how long, etc. that will affect...
View ArticlePersonal Consumer Issues • Any experience with glass fencing?
Might make more sense to just update your chain link with nice new chain link of the height, etc you want. Chain link is really good for views compared to most fencing.Statistics: Posted by clip651 —...
View ArticlePersonal Finance (Not Investing) • [Voluntary Severance Package]: take the...
Please don't let fear of change keep you from doing what you know you need to do deep down. Take the VSP and take your time figuring out what you are going to do in retirement. You will not regret it...
View ArticlePersonal Investments • Explain buying TIPS to me like I'm 5
Lots of information on the web if you search the internet with "how to buy tips". DiamondNetEgg has a few youtube videos on this topic.Statistics: Posted by dogagility — Wed Dec 04, 2024 9:27 am —...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
You'll need like name and compatible account types? You can move securities within Fidelity for your same ownership.That’s good to know potatogun. If I need to add extra to my transfer to meet balance...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Oh historical context is fine now because it suits your narrative here? Who would have thought, huh? Just because you are taking higher risk doesn’t mean you will have higher returns. That makes zero...
View ArticlePersonal Finance (Not Investing) • Post-NAR Settlement Buyer Commission...
In MN we have a "Home Tour Agreement". The wording is such that you are not signing a buyer rep agreement, and no fees can be charged for showing the property. This agreement works well when we get...
View ArticlePersonal Finance (Not Investing) • LTC allocation
I am 69 and DW is 67. I currently have a LTC insurance policy that pays $200/day. DW does not have insurance. We currently have about 60K in a Schwab Growth ETF (SCHG) taxable account that is...
View ArticlePersonal Consumer Issues • COMPUTER GEEKS: Is the extra performance worth the...
I'll put my questions about a new computer here, rather than start a new discussion. A mini PC for around $300 is more than capable of doing what you want.I would like to get a computer without a fan....
View ArticlePersonal Finance (Not Investing) • Paying for rent is throwing away...
Landlords can make a profit and it still be cheaper for the renter than owning... just like with every other good or service you buy from someone else.I can see that happening. But it seems fairly...
View ArticleInvesting - Theory, News & General • Why 100% stocks if the SWR is lower?
It depends on what bonds yield in real terms. If they’re negative real, would you buy them over equities? If they’re negative yielding after taxes, would you buy them over equities? Right now, TIPS...
View ArticlePersonal Finance (Not Investing) • has anyone used the indirect rollover...
Brokerage CSR’s aren’t supposed to give tax advice, so it’s no surprise if they respond with “Consult your tax professional.“ I’m sure most responded the same way when asked about how to do a Backdoor...
View ArticlePersonal Finance (Not Investing) • High Deny Rates of United Healthcare,...
I’ve never had the choice to pick my insurance company. I just got whatever my employer offered. Y now, I’ve had them all I think. Kaiser. Anthem. BC//BS. United. Signa. Aetna. Now this was over the...
View ArticleNon-US Investing • [Advanced Voluntary Contributions] pension fund investment...
Much appreciated thank you.I’ll take a look at my options.The standard life choices are:- SL blackrock ACS world equity, SL ishares corporate bond index, SL ishares index linked gilt, SL ishares over...
View ArticlePersonal Investments • My research on "where to park large amount of...
I sold a house recently and got a good amount of cash. I want to find a good place to park it, then DCA it into S&P over 5 years....My conclusion: for the purpose of parking large amount of cash...
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