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Personal Investments • How to rollover TIAA 403b?
This thread is interesting to me because I also have a 403b account at TIAA and will need to move it to an IRA at Fidelity next year or the year after. I am quite concerned about the process and a bit...
View ArticleForum Issues and Administration • medical insurance claims
I have highlighted an issue to Moderators. I am sure the poster had innocent intentions and may actually have posted before the tragic events.Nonetheless I submit we probably shouldn't talk about this...
View ArticlePersonal Consumer Issues • Black Friday Deals (2024) - Any Bogleheadish Deals...
It surprises me somewhat that Bogleheads seem to have an interest in expensive TVs. Realistically rooms haven't gotten that much bigger, and we all used to have a 24" or 27" TV. I'm looking at a 39.5"...
View ArticlePersonal Consumer Issues • Anyone shipped a small package to Belgium or EU?
A USPS shipment to another country eventually gets turned over to that country's delivery service. I found out the hard way that a small box shipped for $30 or so could travel to Ireland, then come...
View ArticlePersonal Finance (Not Investing) • Anyone retired early?
I've been told that many times before but I'm not sure what else to call being financially independent (the day I quit working) and being able to do whatever I want every day of the year for the rest...
View ArticlePersonal Finance (Not Investing) • Do you keep hard copies of your account...
Hi - it's never occurred to me that I do all of my investing digitally and I don't have a shred of paper that says I own any of the investments I have. Do you regularly print out hard copies of your...
View ArticlePersonal Consumer Issues • Mold detection and abatement
Here’s a great write up for you:https://www.thisoldhouse.com/green-home ... old-issuesStatistics: Posted by Point — Thu Dec 05, 2024 9:42 am — Replies 1 — Views 63
View ArticlePersonal Finance (Not Investing) • Roth conversion trigger NIIT 3.8%
and it's often significantI'm trying to figure out why 3.8% would be considered significant.Statistics: Posted by dknightd — Thu Dec 05, 2024 9:42 am — Replies 17 — Views 734
View ArticlePersonal Finance (Not Investing) • Charitable Remainder Trusts
I'm considering a CRT as a possibility for a portion of my estate. Does anyone have experience with this? In particular, I'm interested in how to set one up, who the trustee would be and the fees that...
View ArticlePersonal Investments • 30y Bond instead of bond mutual fund
Suppose a person is currently age 55, and plans to start SS at age 70.In your Fidelity Rollover IRA, you could purchase a 30-yr TIPS ladder (2025-2054), with each annual rung 'paying' you $x.Also...
View ArticleInvesting - Theory, News & General • Modified versions of HFEA with ITT...
Over the last few weeks my 3-month box spread financing trades filled at ca. 0.85% above Term SOFR, up from the historical average of ca. 0.35% above T-bills. T-bills are close to Term SOFR.The...
View ArticleInvesting - Theory, News & General • 60-days dividend rule (December...
If you purchase on December 20 and sell before February 19 (61 days later), any dividends on those shares become non-qualified. If you still held the stock when you filed your taxes, and then sold the...
View ArticlePersonal Investments • Roth conversion or not
I would absolutely do Roth conversions to take advantage of any "zero" tax bracket headroom. Especially if one has heirs who have solid careers. But even for your own use, future Roth withdrawals...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
FSIXX (4.48%) is fidelity but VUSXX (4.54%) and GABXX (4.57%) are better. All are US Treasury Only MMF's.Statistics: Posted by 5150 — Fri Dec 06, 2024 9:59 am — Replies 1006 — Views 88174
View ArticlePersonal Consumer Issues • Emailed Vanguard Proxy Vote Request Legitimate?
Vanguard can pound sand as far as I’m concerned if it send out E mails that can’t be verified with a few clicks on their website.Easily found: https://corporate.vanguard.com/content/ ... al_faq.pdfbut...
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Investing - Theory, News & General • Everybody Loves FRED - by keeping it...
Fans post about him on social media. Swag bearing his name sells out on the regular. College professors dedicate class sessions and textbook sections to him. Foreign government officials have been...
View ArticlePersonal Finance (Not Investing) • From what source should I pull $100k?
Because it would leave me with $0 in an emergency fund. If I need to pull money from taxable brokerage I'm paying capital gains taxes.Thats better than generating capital gains or taking loans now. We...
View ArticlePersonal Consumer Issues • What are you listening to now
Great post! (Kurt Vile is a perfect fit with Prine.)Not sure if there's a reason you left this one out, but when it comes to John Prine covers, I always thought Bonnie Raitt did a fine job with an...
View ArticleInvesting - Theory, News & General • Shiller PE now near 37 - 3rd highest...
hopefully we agree that the CAPE as depicted in the chart has some relevance to forecast ranges of returns and risk, and (by implication) to financial planning, and potentially to asset allocation.We...
View ArticlePersonal Investments • Does anyone else hold REIT VGSLX in their Roth IRA?
I started with REIT in Roth for tax efficiency. Then, I wanted my Roth to grow faster so I added sp500. I did not want to complicate things with after tax conversion or equivalent of other tax...
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