Personal Finance (Not Investing) • Schwab Transfer of Assests Charitable Gift
I find I have to followup with charities and communicate with their contact person to ensure that the stock gift goes through to their broker.And if the gift is designated for a special purpose...
View ArticleInvesting - Theory, News & General • Is there a preferred time of day, or...
I use mostly ETFs, so I prefer buying or selling between 0930 and 1600 ET on business days.Statistics: Posted by steadyosmosis — Fri Dec 06, 2024 10:07 am — Replies 10 — Views 238
View ArticleInvesting - Theory, News & General • "Are Annuities a Better Fit for...
I would not want an annuity during accumulation phase but I can see some validity for those in decumulation/retirement. Another "one size does not fit all" type discourse is sure to follow. An...
View ArticlePersonal Finance (Not Investing) • Advice requested - retirement account...
And if I recall correctly, the roth 5 year clock starts on Jan 1 of the year of the first contribution regardless - ie If I converted some nominal amount now, I’d in effect be 11.25 months into the 5...
View ArticleInvesting - Theory, News & General • [Why did my fund suddenly drop in...
Fidelity Contrafund (FCNTX) just paid its distribution. Down -3.26%.I came to this thread wondering if the Contrafund was going to be mentioned. I've had a very large percentage of my Roth in this...
View ArticlePersonal Consumer Issues • Future Occupations
I work in the Engineering and Sciences in R&D - I'd say that having the ability to process and analyze data from many discontinuous sources is the field to be in in the next 30 years - called Data...
View ArticlePersonal Consumer Issues • PSA: 10% off Target Gift Card deal is back for...
Per Target's press release, the offer is available from Saturday Dec. 7 to Sunday Dec. 8.For those with Discover Card (5% direct cash back) or Chase Freedom (5% back when spent via Paypal), there is...
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Personal Investments • Thoughts on Gainbridge OneUp Annuity?
Just one more thought further pointing toward accepting the 25% offer. I expect that Gainbridge will cut the “add on” from 1% to its contractual minimum of 0.2% soon. That’s fully within their...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
If by my theory you mean "Value creation is fundamental to long term equity valuation", I personally find this pretty self evident, a fundamental property of the market, others may not.The specific or...
View ArticleBogleheads Community and Local Chapters • 2024 Conference - Presentations and...
The videos are great. I found a minor error in the description of the videos. The video of Jon Luskin interviewing Bill Bengen in "THE HISTORY OF SAFE WITHDRAWAL RATES" has the description for the...
View ArticlePersonal Investments • Help with Unusual Bond Fund Options
What are the expense ratios of those three choices.Statistics: Posted by alec — Sat Dec 07, 2024 10:16 am — Replies 4 — Views 261
View ArticlePersonal Investments • Fidelity messed up Solo 401k contribution year
It’s not uncommon 401k withholdings made at the end of the calendar year aren’t deposited with the 401k custodian until early in the following calendar year. This should be a relatively easy fix by...
View ArticlePersonal Investments • BND – Are we at the bottom?
The bottom occurred in mid-October 2023. Including dividends, BND has returned 12.5% since then, so you are 14 months late to the party. Folks that retreated to CDs/MM missed out on the share price...
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Non-US Investing • [OPINION] Bond ETF x Bond Pension Fund - Portugal
Hi thereYour math is certainly better than any guess here. it's essentially an arithmetic problem with some assumptions on returns/period/taxes.I do not see anything missing, except - perhaps other...
View ArticlePersonal Investments • Teacher 10 year check up ( NYS)
I had a feeling….Please read my latest edit...Statistics: Posted by lakpr — Sat Dec 07, 2024 10:20 am — Replies 71 — Views 4662
View ArticlePersonal Consumer Issues • Best way to do web domain and website for personal...
If you are familiar with html you could use the bootstrap templates to create nice looking webpages.Link to bootstrap:https://getbootstrap.com/Here is a template for...
View ArticlePersonal Consumer Issues • At What Age Did You Become Less Physically Capable?
I think it’s less about age and more about injuries. I can’t do what you’re doing and I’m in my early/mid 30s. My back can’t take it.Statistics: Posted by Goal33 — Sat Dec 07, 2024 10:21 am — Replies...
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Personal Finance (Not Investing) • Which method of withdraw rate is gear...
I just notice a vanguard paper where they look at 6 different withdraw rate. Will have to read it and get back. It list several methods like the RMD method, guard rails, etc. I feel that a variable...
View ArticlePersonal Finance (Not Investing) • Your Medicare Choices?
You might consider switching to Medicare Supplement 1A. The premium savings are higher than the Part B deductible, and that is the only difference in coverage. Additionally, while Medigap premiums are...
View ArticlePersonal Consumer Issues • Comcast deletes comcast email
Honestly the days of ISP-provided email address are long gone and we're never a great idea to begin with. Our email addresses are so critical that they need to be isolated from any particular service...
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