Personal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
In the brokerage account, is there a fee to purchase or sell GABXX?It's been reported that there's no fee, you can use the "search this topic" box with "GABXX" to see the previous posts about...
View ArticlePersonal Finance (Not Investing) • Confusing Info from Chase concerning CS...
Don't let Chase off the hook for the bonus. You'll be submitting a new credit application, so you are entitled to it.You closed your original Sapphire. The only other requirements are that you didn't...
View ArticlePersonal Investments • Received check from old 401k
It's a $2 penalty. Don't worry about it.Statistics: Posted by Harmanic — Mon Dec 09, 2024 10:49 am — Replies 3 — Views 111
View ArticlePersonal Investments • Portoflio Review and Assistance Please
Congratulations on your portfolio increase since your Sept. 2023 portfolio review. Regarding your emergency fund, consider:1. Reducing the # of financial institutions/accounts you are using to...
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Personal Investments • Thoughts on bonds vs. cash
Your proof is lacking. Holding intermediate treasuries in a 70:30 portfolio greatly outperforms cash.Portfolio 1: 70% US Equities - 30% Intermediate TreasuriesPortfolio 2: 70% US Equities - 30% CashI...
View ArticlePersonal Finance (Not Investing) • Looking back were you too conservative...
Interesting stories here. Now I'm wondering how many times your gross income was your forever-home purchase price, folks? I wouldn't say I'm in my forever home, but the purchase price was 1.5 times...
View ArticlePersonal Investments • Holding Cash - BIL, BOXX, Treasury, or MMF?
I tried BOXX on a portion of my cash. Then it distributed and gave me a taxable event. So I’m back to a mix of TIPS and T-bills.Statistics: Posted by rockstar — Tue Dec 10, 2024 10:52 am — Replies 5 —...
View ArticlePersonal Consumer Issues • Sablefish/Black Cod?
Thaw it slowly. SLOWLY. In the refrigerator for a couple of days is best.The first time you cook it use only olive oil salt and pepper. This will tell you if the fish is any good. Sometimes frozen...
View ArticlePersonal Finance (Not Investing) • Roth conversion to top of 24% bracket
An incremental $1M tIRA for estate tax purposes is valued the same as an incremental $1M Roth. This is a consideration for Roth conversion if your estate is close to the federal exemption or for some...
View ArticlePersonal Consumer Issues • "Cost-Effective Painting Tips for Selling My...
Id rather buy a house with a nice modern color than white that I'll need to repaint. Look at the colors of similar new build and recently remodeled houses and see what they are showing.Don't paint the...
View ArticleInvesting - Theory, News & General • The One-Fund Portfolio as a default...
Any thoughts on Fidelity® Multi-Asset Index Fund, FFNOX, for current customers of Fidelity? It's not listed in the OP. https://fundresearch.fidelity.com/mutua ... /31634R109Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Medicare Advantage Dramatic Premium Increase
Did you attend any Medicare Advantage (sales) seminars or deal with any Medicare Advantage salespeople over the phone in the last few months? Perhaps in the course of such contacts they moved you to a...
View ArticleInvesting - Theory, News & General • Can you do better than BND, Part 2:...
Interesting question (VERY interesting, actually). Using 60% equity 40% ten year Treasury portfolios the equity and 10 year Treasury portfolio OUTperforms an equity and 5 year Treasury portfolio by...
View ArticleInvesting - Theory, News & General • Question about the reasoning of...
Well, if you buy food regularly over your lifetime, food stocks will tend to track food prices.If you buy gasoline over your lifetime, oil stocks will track gasoline prices.Etc.Statistics: Posted by...
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Personal Finance (Not Investing) • Fidelity free/$5 Turbotax 2024
The annual Fidelity free (or nominal cost) TurboTax thread.A holiday tradition like no other. Statistics: Posted by CardinalRule — Tue Dec 10, 2024 10:56 am — Replies 27 — Views 4474
View ArticlePersonal Finance (Not Investing) • Potential transition from Defined...
The gamble of course is if you don’t make it to the vesting cliff, either as an employee or God forbid otherwise lolStatistics: Posted by lereh — Tue Dec 10, 2024 10:56 am — Replies 12 — Views 559
View ArticleInvesting - Theory, News & General • Comments on paper "The Death of...
It should be called the "4% rule of thumb" or "the 4%±1% rule of thumb." That would eliminate a whole category of article saying "We predict the stock market is going to suck, and we predict the right...
View ArticlePersonal Investments • Single Fund after retirement
All of our retirement IRAs are in Fidelity 2035 Index Fund. I'm contemplating even using that for the unneeded part of our taxable account, but haven't pulled the trigger yet. Need to fine-tune the...
View ArticlePersonal Finance (Not Investing) • Guessing healthcare costs in retirement
I agree with posters above who recommend using calculators or setup a healthcare.gov account. That's what we have done for the last two years, even though we are covered via my wife's insurance. By...
View ArticlePersonal Consumer Issues • CareHarmony
be from a data breach. So sold by a hacking groupSounds right. I figure everything about me is out there.Statistics: Posted by skepticalobserver — Wed Dec 11, 2024 11:22 am — Replies 2 — Views 41
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