Investing - Theory, News & General • Rule of 55 Question
Mine does and this is the explaination I received when asking about it:The 10% penalty applies when a distribution is made for a participant who is under age 59 ½ with a few exceptions. If the...
View ArticlePersonal Finance (Not Investing) • Nearing retirement. Too late for a Roth?
Tell this person to post on the board, or hire an accountant. You'd need access to a lot (or all) of their financial information to even posit a recommendation.But based on your post, if he's still...
View ArticlePersonal Investments • 401k Contribution Timing
In theory this seems logical, however is the match based on cumulative base salary for the year (Jan-Dec) or base salary at the time of contribution (May-Dec)?It will almost certainly either be...
View ArticlePersonal Finance (Not Investing) • Engineers - when did your yearly raise...
I know there are lots of engineers and people with other tech-related roles on the forum, so I am interested in the perspective of those with many more years of experience than myself. I am...
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Personal Consumer Issues • burning MP3 CD from iTunes
They don't make it easy to own your own music files any more.Try streaming. Better sound than MP3/AAC, far easier to use and more portable, and close enough to all music ever recorded for the price of...
View ArticleInvesting - Theory, News & General • Has anyone used New...
Has anyone used a New Retirement/Boldin Certified Financial Advisor? If so, what was your experience and would you recommend this service?https://www.boldin.com/retirement/financial-advisor/Thanks in...
View ArticlePersonal Investments • VD closing out VFSTX
Article in The Independent Vanguard Advisor, couldn't get a link.Statistics: Posted by retired61 — Wed Dec 11, 2024 11:27 am — Replies 5 — Views 204
View ArticlePersonal Consumer Issues • Scraped another car in parking lot
My guess is that they are getting quotes for a "good as new" repair. vs a touch up/polish and dent removal as best as possible. If the other party would tell the body shops that they will be paying...
View ArticlePersonal Finance (Not Investing) • Can I empty mom's apartment?
Not every estate goes through probate, or gets an official "executor" declared by any court. I started cleaning out my Mom's apartment immediately, and it still cost us another month or two of rent...
View ArticlePersonal Finance (Not Investing) • A good source of historical data for...
Companies that are noted in the video for not closing books of business are UHC, USAA, and United American.If someone is interested in Plan F-HD or Plan G-HD, United American is an excellent...
View ArticlePersonal Investments • Scratching my head about current markets
Bogleheads, last year the SP500 upped 20.5%. This year it´s done 30% up until now. Growth as in QQQ is even wilder. Did 48% in 2023 and 33% thus far in 2024. I trust earnings haven't gone up likewise,...
View ArticleInvesting - Theory, News & General • Beyond the Status Quo: A Critical...
This is a selective misquote.Not at all a misquote. A misquote is quoting something that was not said. I quoted and used the ellipsis to indicate something dropped. What was dropped did not change...
View ArticlePersonal Finance (Not Investing) • Term Life - How much do I need?
I will repeat this again. This math has nothing to do with your income and everything to do with spending. You want to replace how much you spend. If and when you double your income to $500k a year,...
View ArticlePersonal Investments • Entering solo 401k contributions in Quickbooks Onine
I'm the sole employee of my Scorp. I've been making employee and employer contributions to my solo 401k for the past 5 years.This year I'm taking advantage of the California pass-through entity tax...
View ArticlePersonal Finance (Not Investing) • RMD, then Roth Conversion - Does order...
[Moved into a new thread from: SECURE Act requires taking RMDs before doing any Roth conversions? --admin LadyGeek]Can I piggy back this question, which is related to the order of RMD and then Roth...
View ArticlePersonal Finance (Not Investing) • Multiple 401ks- how to spread the...
I have 2x W2 jobs. Job #1 gross income varies 350-400k /yr. I contribute 401k in job#1 at 6% then employer matches 60% of this.Job#2 gross income 40-50k/yr. I contribute 8% into 403b. The employer...
View ArticlePersonal Finance (Not Investing) • Exercising Credit Cards Not Used Often
I leave a extra $1 on my account, I just pay an extra $1 and these leave a credit on my account.I leave an extra $1 doller on all my dormant cardsStatistics: Posted by toddanderson — Thu Dec 12, 2024...
View ArticlePersonal Consumer Issues • Please eval Michigan Trip Summer 2025
we loved visiting the city of Holland and we did a sail boat charter on the lakekeep in mind travel timesthe chatgp itinerary looks ridiculous try relaxing on one of the many beacheshave funIf they go...
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Personal Investments • Destiny tech 100 [closed-end investment] opinions
Up 636% ytd !Good I didn’t listen those here and bought some for fun, unfortunately next year may be down again,Congrats on your success!Hopefully you put all your investible assets into this, and not...
View ArticlePersonal Finance (Not Investing) • Out of Network Anesthiologist
The form should specifically reference the No Surprises Act. The form you are taking about has been around forever and doesn't appear to meet the consent requirements of the new law.Interesting, thank...
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