Personal Finance (Not Investing) • Plan For Putting Money Earned on the Side...
Read this thread so you know the importance of filing proper documents with IRS when you close the solo 401k.viewtopic.php?p=8156002#p8156002Statistics: Posted by mariezzz — Thu Dec 12, 2024 11:35 am...
View ArticlePersonal Finance (Not Investing) • electric vehicle now or January
extremely speculative but perhaps the '24 models will keep the financing incentive into 2025.Have you ran the numbers with different posisble interest rates to see where you come out ahead?Statistics:...
View ArticleInvesting - Theory, News & General • Avoiding the temptation of...
Hard to sit out individual stock investing when colleagues are absolutely killing it with individual stocks and crypto. A rising tide lifts all boats. I've gotten 30%+ returns in SPY and FZROX...
View ArticleInvesting - Theory, News & General • How much financial sense it teachable?
Most of financial sense is teachable, if only to offset the impact of ads promoting consumption and buy now pay later. Then there is much of the financial industry that lives off of unnecessary fees....
View ArticlePersonal Investments • seeking Vanguard money market alternative
If the OP wants to stick with MMFs instead of an ETF or buying T-Bills directly, here’s the information on Schwab MMFs. https://www.schwab.com/money-market-fundsThe Treasury MMF seem to be:Schwab U.S....
View ArticlePersonal Consumer Issues • Creating the ideal sleeping environment
For many years I was a terrible sleeper. I always went to bed at least 10 hours before I had to get up, since I normally spent about 2 hours wide awake.Then one night for some reason I went to bed...
View ArticlePersonal Consumer Issues • What is wheel lock fee when you buy a car
And yeah, there’s not much profit in a $21k car. The $199 wheel locks is probably the difference between the salesman getting paid for the sale or not.Statistics: Posted by quantAndHold — Fri Dec 13,...
View ArticlePersonal Investments • Future retirement
What is your SS claiming strategy? Meaning at what ages will you claim, for what amounts, etc.You should absolutely get an estimate of your and your wife’s Social Security benefits because they will...
View ArticleInvesting - Theory, News & General • Bond index fund question
I think buying short term bonds in a ladder format works but I got tired of the work involved especially as I got older (wife and I now 78-21 years rtd) so just plumped long ago for the Vanguard...
View ArticlePersonal Finance (Not Investing) • Engineers - when did your yearly raise...
A less cynical view of the same thing for more healthy workplaces: managers want you focus on solving the problems that matter and do things that make the company money, not necessarily do the most...
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Investing - Theory, News & General • How much financial sense is teachable?
Many states are adding financial education as a high school graduation requirement.Maybe I’m cynical and pessimistic, but I predict that “financial education” will consist of stock picking clubs and...
View ArticlePersonal Finance (Not Investing) • TIRA withdrawal timing
long term no.can you really time it in the short term? No.One can argue that since the market goes up 75% year over year generally the best time to take it would be at the end of the year after equity...
View ArticlePersonal Consumer Issues • Any tips about owning a bunny?
I didn’t read all the replies, but the only advice I have is if you get a second bunny, make sure you know what sex they both are. Unless you suddenly want 21 new really cute pets. Happened to a...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
“The Fall of Berlin 1945” by Antony Beevor.Almost certain I read the book and rated it highly. Was there a parallel movie to this? Or, am I thinking of the book / movie on Stalingrad? Though it may...
View ArticlePersonal Investments • Yellow Corporation bankruptcy notice from Vanguard
Bankruptcy and worthless stock can be sticky issues. The easiest exit is if your broker has a mechanism for the broker to buy the shares from you for a minimal price (maybe $1.00 for all) the broker...
View ArticlePersonal Finance (Not Investing) • Should I pay property taxes all at once or...
I just pay it in full every year. My property taxes are only about three grand though so it's a lot less but then I don't have to deal with it. I know it's paid off. I'm good to go. It's just less...
View ArticlePersonal Investments • Vanguard Institutional Total Bond TRUST Vs Fidelity...
I have a VG Bond TRUST in my 401K that I use - it doesn't provide any dividends - just goes back into the Trust. I like my other TBM funds better only because of that.Statistics: Posted by rebellovw —...
View ArticlePersonal Investments • with Spec ID, considerations for which LT shares to sell
Here's a simple extreme edge case to consider with my comments - feel free to disagree:I own 2000 shares of XYZ trading today at $101I bought 1000 shares 20 years ago at $1 ( gain is $100 ps)I bought...
View ArticlePersonal Investments • Liquidation of Stocks During Retirement
Is there a rule based strategy to liquidate equities during retirement for liquidity purposes?I’m not aware of any rules. A lot of folks have posted in the past, that they just sell whatever they need...
View ArticlePersonal Consumer Issues • gas stoves leak gas even when off?
EVERY gas appliance is going to leak a small amount of gas when off. That amount should, in all properly functioning use cases anyway, be negligible. EVERY gas appliance that uses an open flame will...
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