Personal Investments • How am I doing?
good job on the saving rate around 40K a year. I saved an average 42K a year and sitting on 5.8M in less than 28 years.Statistics: Posted by carminered2019 — Mon Mar 25, 2024 10:10 pm — Replies 13 —...
View ArticleInvesting - Theory, News & General • Simba's backtesting spreadsheet [a...
Siamond, so after several years, I am back with a minor correction and a potentially very minor correction. [...]I implemented both of your suggestions in the last iteration, see link below. Thank you...
View ArticlePersonal Finance (Not Investing) • TSP loans don't seem like that bad of an idea
I've actually come to the same conclusion.Here are some key assumptions;1) You rebalance your portfolio regularly 2) You maintain some mix of stocks and G fund in your TSP3) You take the Fed at its...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
...2. I only buy low cost Vanguard/iShares ETF (and occasionally a Schwab ETF). ER is never more than .12 on any fund. I get 100 free stock/ETF trades per month. I know about the 10% redemption fee...
View ArticlePersonal Investments • Advice for 29 year old daughter
100% equity is definitely the flavor-of-the-week on Bogleheads, but of course everybody now is coming out of the woodwork saying they've been 100% stock since forever.There is certainly a bias at play...
View ArticleInvesting - Theory, News & General • Can you do better than BND, Part 2:...
This nice analysis seems consistent with David Swensen’s recommendation to generally use Treasuries rather than corporate or mortgage backed bonds as a fundamental building block in a portfolio....
View ArticlePersonal Finance (Not Investing) • Form 1041 (Estate Income Tax) Questions:...
...Since it sounds like you haven't yet filed an income tax return for the estate, the executor seemingly has the option to choose a fiscal tax year.More than seemingly. Treas. Reg. § 1.441-1(c):...
View ArticlePersonal Consumer Issues • Amazon "eligible for return" cost
For stuff being returned via USPS we always just schedule a pick up. The post person picks up the package when they drop off our normal mail.Statistics: Posted by PersonalFinanceJam — Tue Mar 26, 2024...
View ArticlePersonal Finance (Not Investing) • Father Has Passed; Do we need an Appraisal?
update the basis formally What does this mean?Statistics: Posted by toddthebod — Tue Mar 26, 2024 10:10 pm — Replies 10 — Views 1462
View ArticlePersonal Finance (Not Investing) • Dedicated Financial Computer Master Thread
This thread has made me chuckle.I’ve worked in technology (specifically within the hedge fund and asset management industries) for 20 years now. There is no point in a ‘dedicated financial...
View ArticlePersonal Finance (Not Investing) • Investing short term cash for S-Corp
An S-corp is a pass-through entity. This means that all profits must pass through to the owners each year, even if you choose not to distribute it. You can not defer income.I agree. I edited my...
View ArticlePersonal Consumer Issues • Favorite protein powder for shakes at home?
naked brand whey or casein. casein takes longer to digest which is better for muscle synthesis imoStatistics: Posted by rule of law guy — Tue Mar 26, 2024 10:13 pm — Replies 41 — Views 1405
View ArticlePersonal Investments • Please critique my portfolio
What about the age limits to withdraw? I have another 15 years before I turn 60.What can I invest in to get me from say 50 to 60?I spend from my taxable brokerage account, which contains 100%...
View ArticlePersonal Finance (Not Investing) • My Auto Insurance 6 month premium is going...
I have been shopping around for new insurance after Farmer's raised rhe 6 month premium from $1000 to $1800 on our 2 older Chevys.Just a quote for $4499 per 6 months from Bristol West. $759/month !...
View ArticleNon-US Investing • Big Mistake!
First declare that you decided in late 2023 to DCA over a year. Then put half in to the market right now, And put half after 6 more months. (Since it's been 6 months since late 2023 depending on how...
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Personal Finance (Not Investing) • Tax return was rejected, R0000-058-01....
I'm also out of the country coming back on 4/10. I'm missing a K1. So I filed an Extension and paid what HRB said I will owe. I used IRS Direct Pay and CA's FTB site. The K1 will likely be - (minus),...
View ArticlePersonal Consumer Issues • how to open paper milk carton "cleanly"?
If you like the brand of milk, I would open it as best you can, pour it all into a lovely, covered, easy to pour carafe or container of your choice for the refrigerator, and throw away the...
View ArticlePersonal Investments • How do YOU integrate cognitive decline with investment...
Thank you all for your replies. I deeply appreciate the perspectives.Statistics: Posted by eschen42 — Wed Mar 27, 2024 10:12 pm — Replies 18 — Views 1272
View ArticlePersonal Finance (Not Investing) • Can Medical provider “mess up” bill like...
I don't think we know enough about this particular situation. It does sound sketchy, but there are also plausible reasons for what happened. As a personal example, I saw my podiatrist in my HMO...
View ArticlePersonal Investments • Turning 30, Investment Checkup / Simplification
There is some risk that you could take money from taxable and not contribute the same amount into 401k and you want to make sure to keep an emergency fund. There might also be capital gains to be...
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