Personal Consumer Issues • Tips for switching email and best place to buy a...
By the by, if you need an office subscription anyway, there are Microsoft plans with Office + exchange + domain (but your domain yourself imo) for not bad prices per month.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Rick Ferri's comment about...
How does rebalancing reduce risk (when going stock to bond?). Generally, Stocks have higher expected return than other assets. Hence there is a Lower return on bonds = lower chance of reaching your...
View ArticleInvesting - Theory, News & General • HEDGEFUNDIE's excellent adventure...
Second part highlighted I didn't understand. Even before it would be owned by someone, so I didn't understand. Is the data now old or some other issue with PV? ThanksI think this is more of a warning...
View ArticleInvesting - Theory, News & General • Monte Carlo Portfolio Experience?
[quote=alex_686 post_However, I am not an expert in this, you appear to have knowledge in this area.I am not a expert, but I train people who are. I sit next to a quant team who runs our batch process...
View ArticlePersonal Investments • Near [the Roth IRA income limit]
So convert the rollover trad 401k to roth. Then I am eligible to convert my tIRA to a roth(backdoor) then?Wait a minute! What do you mean by a "rollover trad 401k"? Is this a 401k? A Traditional IRA?...
View ArticlePersonal Consumer Issues • How to handle workers in the house during bathroom...
I can see being concerned about the workers being in the house alone, but I can also see being concerned about them not showing up at all. Based on the stuff in my house I'd be lucky if they took some...
View ArticlePersonal Finance (Not Investing) • Electronic transfers over $10,000 between...
Is there some reason that you’re worried about it? I do it all the time and don’t give it a moment’s thought.+1Statistics: Posted by MikeG62 — Thu Jul 04, 2024 8:51 am — Replies 17 — Views 1295
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Personal Investments • Purchased VWALX Yesterday
This is the screen I get after log in:Statistics: Posted by Raymond — Thu Jul 04, 2024 8:52 am — Replies 3 — Views 74
View ArticlePersonal Investments • Talk me into diversifying ... (high tax burden)
What's the stock?Berkshire Hathaway - HoldNvidia - sellHaha, you sort of caught me in my immediately previous post, which I've edited. We have a share of BRK.A which has experienced a lot of gains and...
View ArticlePersonal Investments • Roth + Trad IRA Contributions - MFJ 22% marginal
Then, you were wrong.1) She can contribute to her Solo 401K with her income.2) She can contribute to her IRA with your income.KlangFoolYes, we're on the same page.Statistics: Posted by InvestorHowie —...
View ArticlePersonal Consumer Issues • Hanging laundry room cabinets no studs
Digesting all these helpful posts. I really need to reread as I am not a very handy individual. Appreciate the help!do you have tools?what kinds of tools?drill, bits, countersink bit, cordless impact...
View ArticlePersonal Consumer Issues • honeywell thermostat not working
I'm curious - what does a "smart" thermostat do?It either monitors for patterns in when you adjust the heat and tries to adapt to those patterns, or it monitors when you are home for the same reason....
View ArticlePersonal Investments • Please help analyzing our portfolio. Retirement is...
What was unexpected is that keeping the building and renting it out didn't make financial sense to the New Retirement, as opposed to selling it and investing the proceeds into the taxable account with...
View ArticleInvesting - Theory, News & General • Where My 100% Equities Peeps At?!?
As a couple, we have been fully retired as of Jan. 2020. Started at 70/30 and have glided up to 95/5.Enough short term bonds and cash funds for 1+ year expenses.Plan to use dividends, SS and selling...
View ArticlePersonal Consumer Issues • App for flooring and painting projects
Looking for apps that are best for finding flooring installers and painters. I'm aware that HD, LL flooring, etc install floors. I'd like to get other quotes. TIA.Many reputable licensed flooring and...
View ArticlePersonal Finance (Not Investing) • House not selling - seeking strategy advice
I would let the listing expire and interview other realtors.Think hard about why did you not accept or negotiate more with the the full price offer with contingency? In my area, realtors all gossip...
View ArticlePersonal Investments • VT State Teachers Pension Airtime Purchase Cost Estimate
I'm not understanding the comment about being cheaper in the '90s. That could be due to all kinds of reasons like return assumptions, life length expectations, etc. As I mentioned literally while I...
View ArticlePersonal Finance (Not Investing) • What's Your Exit Strategy (for...
I'm not playing any games with asset allocation to avoid RMDs -- I feel that I'll have plenty of time for Roth conversions between when I stop collecting a paycheck and when the IRS tells me I need to...
View ArticlePersonal Finance (Not Investing) • I feel like I cannot afford where I...
I'll be 40 later this month. I didn't seriously start investing until I was 34. You're ahead of where I was at 36.Similar here, well except for the 40 part.We didn't start saving anything for...
View ArticlePersonal Finance (Not Investing) • If You Live in a State Where Servers Get...
I get that historically tipping servers was required as the their wage was about $3 and below the state minimum.But lately many states have finally gotten around to doing away with that. For example,...
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