I'd be concerned that you settle out with them but 6 months down the road you find out they are claiming injuries. Now you're out the $$ you paid them, plus there's still a claim. I'd say it's always better to go through insurance. Or at least report it to your insurance company.Reasonable minds may differ. Personally, for such a small amount, I'd try to settle outside of insurance if the other party is amenable to it.
If I had 2k damage on my own car, I'd just repair it myself and not go through insurance.
Statistics: Posted by NYCaviator — Sun Jul 21, 2024 11:44 am — Replies 7 — Views 543