Personal Consumer Issues • Any suggestions for Australia in December?
Public transportation is very user friendly in Melbourne and Sydney. We also really enjoyed Cairns and flew there rather than drove. I highly recommend a visit to Phillip Island near Melbourne to see...
View ArticlePersonal Consumer Issues • “New” Microsoft Surface laptop with Copilot (vs...
Are you sure your able to use an actual machine? There are reasons BYOD companies use virtual/remote machines.... If it's a virtual then it's not going to matter much what is host machine is running,...
View ArticleInvesting - Theory, News & General • Any new investing books written...
The second edition of The Four Pillars of Investing was released in mid 2023. It discusses events as recent as 2022.Statistics: Posted by ApeAttack — Sat Jul 20, 2024 11:35 am — Replies 7 — Views 956
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Investing - Theory, News & General • Is “Age In Bonds” back in style?
I've always liked Jack Bogle's more general Basic Asset Allocation Model from his first book Bogle on Mutual Funds.Statistics: Posted by CyberBob — Sat Jul 20, 2024 11:36 am — Replies 11 — Views 1093
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Personal Investments • Aggressive Roth options for 16-year old
Something that might/should be invested for more than 1/2 a century... VT and move on. That's what I used for my "kids".Probably the best option to avoid behavioral mistakes & tinkering, just set...
View ArticlePersonal Finance (Not Investing) • simple plan for living off investments in...
I have told all my women friends to learn while hubby is still alive. Be teachable.You are a wise person!Condolences on your loss.Statistics: Posted by PeninsulaPerson — Sat Jul 20, 2024 11:37 am —...
View ArticlePersonal Finance (Not Investing) • Question about the once-per-year IRA...
From the Bogleheads wiki article IRA rollovers and transfers, I think the relevant part is:You are limited to only one rollover per year to or from the same IRA. The 1-year period begins on the date...
View ArticleUS Chapters • Seattle Area Chapter Meetings - Master Thread
It is time for our July meeting, let us meet at the same place as last timeStarbucks - 1350 156th Ave NE, Bellevue, WA 98007Sun, July 28, 2024, 1:00 PM - 2:00 PMTopics: As always there are no preset...
View ArticlePersonal Finance (Not Investing) • How much to leave kids vs other...
Why not both?OP’s gift is conditional upon having excess money. You won’t know how much money you’ll have when you die.It seems like Bogleheads have far too much confidence/faith in planning, and miss...
View ArticlePersonal Investments • Request for retirement review
One more question. When we move from low cost area to high cost area to be near child, I estimate we will need to spend about $200,000 in addition to selling our current home. In order to avoid...
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Investing - Theory, News & General • Vanguard to Exit Individual 401(k),...
freeport wrote:Hi,My spouse had a single-person 401k account with Vanguard and all the of funds were depleted after the market close on July 19, 2024. She didn't recall receiving the Ascensus notice...
View ArticlePersonal Investments • Why I am thinking of not doing Roth conversions...let...
If one had to “waste” IRA dollars on paying for LTC expenses which are “deductible” then isn’t it obvious that particular and previously done Roth conversion was a mistake? How does money is fungible...
View ArticlePersonal Finance (Not Investing) • Valuing state pension
A pension is a promise, and the funding ratio is an indication of how serious they are about keeping that promise. At 40%, they are bottom of the barrel. How are they currently handling this? Is the...
View ArticlePersonal Consumer Issues • What’s going on with Uber prices ?
Uber made a profit for the first time ever last year. Before that, they bled cash. Perhaps the cost has increased to give investors money.We had a company training and 10 of us arrived at the Phoenix...
View ArticlePersonal Consumer Issues • HVAC Question (Mini-Split with Central Air?)
And, we have tried having the A/C fan run 24/7. It did help reduce the temperature spread between floors somewhat, but I don't think it got it down to just a couple of degrees.About 25 years ago, an...
View ArticlePersonal Finance (Not Investing) • 20 y.o. car accident
Reasonable minds may differ. Personally, for such a small amount, I'd try to settle outside of insurance if the other party is amenable to it.I'd be concerned that you settle out with them but 6...
View ArticlePersonal Finance (Not Investing) • Mortgage Recast/Payoff/Invest
Just be aware that by prepaying that large an amount on your mortgage, you are also going to be eliminating the tax benefit of mortgage interest deduction (since SALT + mortgage interest on the...
View ArticlePersonal Investments • Vanguard 401k rollover check taking forever
As an interesting follow up question, how is it possible that Vanguard's 401k can't transfer funds in-kind to a Vanguard IRA?One way it's possible is that Vanguard isn't the entity responsible for...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
“The Investor’s Manifesto”, by William J BernsteinStatistics: Posted by Chv396 — Sun Jul 21, 2024 11:45 am — Replies 8010 — Views 1808879
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Personal Investments • Are IBonds still a decent investment?
Those are some creative ways to load up in a relatively short time period, something to consider.If you like iBonds, the 1.3% fixed is the highest it's been for a long time, makes sense to buy as much...
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