Maybe not broken.have you looked at the actual fact sheets for the funds? if so, you will find that is not true. the glidepath display is simply very very broken.It's a month later and still showing the same glidepath. I disagree with those who say "Vanguard just screwed up and used the wrong graphic." I do think that this is the intended glidepath for THIS institutional fund.
https://institutional.vanguard.com/inve ... /fund/1681
Under Process and Management it says....
- Vanguard Target Retirement 2045 Trust Select is one of a series of Vanguard trusts that use a targeted maturity approach as a simplified way to meet investors’ different objectives, time horizons, and changing risk tolerances. As your retirement date approaches, the trust’s allocation will grow more conservative and will begin to invest in the Vanguard Short-Term Inflation-Protected Securities Index Fund to provide a hedge against inflation while dampening the overall volatility of the portfolio. In this regard, the trust diversifies both stock and conventional bond exposure. Within seven years after 2045, the trust’s asset allocation should resemble that of the Target Retirement Income Trust Select.
Then near the bottom of the link it shows allocations to underlying funds....it gives percentages that reflect the same thing the glidepath display does! By that, I mean stock percentages going up and bond percentages going down after the target year.
I'm just as bewildered by this as others, but this seems to indicate that this is not a broken glidepath display. So maybe not broken? Or the chart itself is wrong and the glidepath is generated from the chart?
Note: both the glidepath display and the chart at the bottom take awhile to load (for me). The page seems to be done loading, but then more information shows up. You may have to be patient.
Statistics: Posted by retiredjg — Sun Jul 28, 2024 12:47 pm — Replies 27 — Views 2737