Personal Consumer Issues • Apartment Lease Cosigner Rights
I don't know why everyone is willing to give detailed legal advice on Iowa landlord/tenant law here. We shouldn't and I won't, but here are a few things to consider:A "cosigner" may or may not be a...
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Personal Consumer Issues • When to replace tesla?
As a 16 year old, I would have loved a 0-60 4.9 second time. My parents and insurance company, probably not.Teslas newest software update include a child-mode protection that includes top speed...
View ArticlePersonal Finance (Not Investing) • Travel Insurance
I’m a rookie at international travel and would appreciate answers to a few questions regarding insurance.Looking to book a couple weeks in Tuscany, hotels in Florence, villa for a week elsewhere. So...
View ArticlePersonal Consumer Issues • Supermarket pizza - any good ones? Any great ones?
I really like the cauliflower crust pizza at Costco; the one with meat is better than the roasted veggie one. I bought a California pizza today at the supermarket; the white sauce one with spinach. It...
View ArticlePersonal Investments • Family Business Crossroads
Seems like you are dancing around the obvious issue of taking over the business. Are there siblings?Do you have a business plan for it whether they are running it or you are? What could it be if you...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
I am very curious about this Webull promotion. My port is worth 6m+ today with fido. If I'm doing the math correctly I cold get a bonus of $~88K (depending on whether or not they'll take $200K in...
View ArticleInvesting - Theory, News & General • Vanguard Target Date Funds in my new...
It's a month later and still showing the same glidepath. I disagree with those who say "Vanguard just screwed up and used the wrong graphic." I do think that this is the intended glidepath for THIS...
View ArticleInvesting - Theory, News & General • Psychological impact of dividend...
I accumulated most of my wealth in a workplace plan whose index funds have never made any kind of distribution 1987 to date. One slick thing with that is that you can compute total return from any...
View ArticlePersonal Investments • Asset location for tax loss harvesting
When thinking about future TLH opportunities, does it make sense to have multiple asset classes in my taxable account so that I can TLH from whichever asset class is performing poorly? Or better to...
View ArticleInvesting - Theory, News & General • Balance of US and International...
Me too my friend.Ill continue with very little in international.Statistics: Posted by Guitarguy14 — Sun Jul 28, 2024 12:48 pm — Replies 13 — Views 1573
View ArticlePersonal Finance (Not Investing) • Valuing state pension
NPV of $40k, starting at age of claiming=55 years old, using the 10-yr treasury yield as discount rate, pension payment increasing 3% per year for 30 years (decease age 85yrs) is $963k. [/quote]Hi...
View ArticlePersonal Investments • Silver Triple Top
Well, none of this stuff makes much sense to me anyway. One popular narrative among gold advocates, is that gold, only gold, and nothing but gold "is money," is the Real Thing, is the true measure of...
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Personal Investments • Portfolio check and advice request.
I will have to give the proposed allocation some study and figure out how to achieve something like that by exchanging or selling some holdings to reallocate the money. The 457 does appear to have an...
View ArticlePersonal Finance (Not Investing) • Question for old timers.
In the late 1980s I went to a fundraiser where some of the invitees were complaining that the zoning laws changed to allow $5 million homes instead of the current $10 million lower limit, so now the...
View ArticlePersonal Investments • T+1 settlement, sell/buy VUSXX/Stock the same day on VG
I tried to use my VUSXX to buy a treasury. It didn’t work. I had almost nothing in my settlement account. I had to sell VUSXX to to buy the regular money market. Then buy my treasury. So it all took a...
View ArticlePersonal Investments • Thoughts on AIQ???
Welcome! This may not be the best place to answer your questions. We use a long-term buy-and-hold approach that invests in the entire market using low-cost index funds.You can get started here:...
View ArticlePersonal Consumer Issues • Fully-Loaded Toyota/Honda or Base Model Lexus/Acura?
Nifty QOL features like ventilated seats are now available in Toyota's top "Limited" trim; these were previously reserved for middling trims on the Lexus brand requiring a significant step up in...
View ArticleInvesting - Theory, News & General • Article: "Why "VT and...
I've had everything in VT since 2015, and since then have been searching for better alternatives. There just doesn't seem to be any!VT is taking "total market" to the extreme. With over 9000 holdings,...
View ArticlePersonal Investments • Is there a sweet spot for Roth conversions?
Paying the tax on the withdrawal for conversions and losing the net worth and loss of earnings on the tax are the only certain thing.No. Your point is just wrong. There is no loss of earnings for you...
View ArticlePersonal Investments • Turning off automatic I-Bond investments at Treasury...
I am trying to turn off automatic I-Bond investments that I have been making monthly for each of my children for many years. I have attempted to follow online instructions which indicate that once in...
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