Personal Investments • inheritance at retirement: when to move estate's...
Welcome to the forum!Will the $8-$9k/month in pension/SS start when you retire this fall? Does the pension receive annual cost-of-living adjustments?Is that income sufficient to pay all retirement...
View ArticlePersonal Consumer Issues • Body-work for Dent in New-ish Car
Do you plan to get rid of the vehicle before most of its useful life is used up? I drive my cars for 10+ years so resale is never a concern of mine. If there's a few thousand left for trade in when...
View ArticlePersonal Investments • Seeking experts input on 'too good to be true' [ETFs...
A drop in interest rates won't affect existing hedges that already hold a fixed income instrument with the required return. But if 2-year rates are at 0.5%, you would be holding very slightly over 99%...
View ArticlePersonal Consumer Issues • Solar: how do you ever break even?
Let’s look at your example using Saturday’s prices. The HL prices (daytime) were 32.70 and the LL (evening/night) were 42.07. if you produce 500kWh during low prices and consume 500kWh during high...
View ArticlePersonal Finance (Not Investing) • Chase $900 Checking + Savings Bonus
Good timing, I just started this $900 Chase offer plus a separate $500 offer from PNCNormally I don't waste my time with this stuff, but in this case it seemed low effort enough to be worth it for the...
View ArticlePersonal Investments • Portfolio Review - $1M + 36 year old
Just curious what profession gives you $1.2M annual incomeStatistics: Posted by moneywise3 — Mon Jul 29, 2024 1:01 pm — Replies 4 — Views 743
View ArticlePersonal Consumer Issues • Vegas - Grand Canyon
Thank you all for the inputsStatistics: Posted by moneywise3 — Mon Jul 29, 2024 1:02 pm — Replies 46 — Views 3100
View ArticlePersonal Consumer Issues • Heavy Up an Electrical Panel- Rough estimate.
What are you trying to add? Slimline/half-height breakers might be an option to open up slots if 150A is enough service for what you are trying to do. Two of these would open up two slots if you were...
View ArticlePersonal Investments • Portfolio Review Appreciated
Tax Filing Status: Married Filing Jointly, 0 childrenTax Rate: 22% Federal, 8.25% StateWelcome to the forum. I'd suggest you start paying more attention to income taxes. These two links from the...
View ArticlePersonal Finance (Not Investing) • Tree Fell on my property
You know, we were looking at this huge black walnut in my friend's backyard the other day and it needs to be taken out...What do we even search for to find someone who would be interested in...
View ArticleInvesting - Theory, News & General • Vanguard Customer Service Mega-thread
I hadn't had major customer service problems with Vanguard - until now. I transitioned to the new platform (finally) and the website somehow didn't have an address for me, notwithstanding the fact...
View ArticlePersonal Investments • Inherited IRA - Transfer in kind
Schwab article:https://www.schwab.com/learn/story/taki ... your%20IRA.Statistics: Posted by retire57 — Tue Jul 30, 2024 1:06 pm — Replies 30 — Views 4176
View ArticlePersonal Finance (Not Investing) • How/when to communicate with kids that...
Study after study has shown the financial benefits of higher eduction, especially when one chooses a practical major. The higher earnings over a lifetime are substantial. Yes, the trades are great for...
View ArticlePersonal Consumer Issues • What’s going on with Uber prices ?
After reading this thread, I have decided to pay attention to Uber vs. Lyft prices for my own travel. I have been checking prices for travel to the airport (DCA) and so far these are the...
View ArticlePersonal Consumer Issues • Health Equity Breach
Thanks!Statistics: Posted by InMyDreams — Tue Jul 30, 2024 1:09 pm — Replies 6 — Views 216
View ArticlePersonal Investments • Back into bond funds - which one?
After a break, I'm looking to transition my cash holdings back into bonds. Historically, my bond investments were exclusively in VBTLX. Is this the right move now, or is there a low-cost alternative...
View ArticlePersonal Finance (Not Investing) • Proposed Method of Home Sale to Avoid...
Any additional thoughts about this..?There also be a risk of Murphy's Law events like the kid getting divorced, them dying and their spouse inheriting it, or tax law changes which impact your...
View ArticlePersonal Consumer Issues • Anything you wish you had known before your solar...
I'm heading down the path to do a solar panel installation. For those of you who have walked this trail, what do you wish you had known before you had your solar panels installed? I'm gathering quotes...
View ArticlePersonal Investments • Ascensus Does Not Transfer in Kind
OP, you'd still be able to use the $245k to purchase FSKAX, which is almost identical to VTSAX. None of the big brokers transfer in kind between retirement accounts as there are no tax implications....
View ArticlePersonal Investments • Why Not Put RMD Directly into Roth, and Withdraw as...
Yeah, I think there is a misunderstanding in there.- the only 'issue' with RMDs is that you have to pay taxes on the mandatory distributionSo, your idea to bring RMDs into Roth is not quite correct...
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