May I suggest the Capital One Quicksilver Mastercard: no fee, 1.5% back on everything, $200 bonus for spending $500 in three months. That's a pretty low bar for making $200. My daughter got her bonus fairly quickly.I would not play the credit card game at your age. You probably don’t have the expenses to spend enough to get significant bonuses or the income to ensure you always pay it to zero. You will increase your financial wellbeing more by budgeting and saving and improving your career, rather than spending to get $100 in rewards per year.Hi -- I am a 21 year old looking for a new credit card. A few years ago, I opened one through my bank with little to no benefits to earn a high credit score and eventually transition to a better card. I am now looking for that card but am not sure where to start. There are a lot of options! I mostly use my current card for gas, rent, utilities, and groceries. All advice is welcome! I am new to BogleHeads and would love to learn from your wisdom.
Statistics: Posted by Tom_T — Thu Mar 07, 2024 4:21 pm — Replies 11 — Views 384