Personal Finance (Not Investing) • tax filing using PDF
Use Free File Fillable Forms. Read the instructions at irs.gov and register for the Free File Fillable Forms.Copy the entries on your pdf's to the Free File Fillable Forms forms. (Save your file...
View ArticlePersonal Finance (Not Investing) • Financial Gift for New Nephew
Aaron, if you go that route, make sure to check out the drawbacks. I believe there are financial aid implications for different kinds of accounts. You could also purchase I-Bonds for your nephew,...
View ArticlePersonal Consumer Issues • Question about Solar panels
Didn't read every response, but I'll share my opinion in your scenario. Since you are worried about power outages I would by a Honda EU2000i generator ($1,000) to plug the refrigerator in during power...
View ArticlePersonal Finance (Not Investing) • Supporting Disabled Dependent
We do have a message to D’s SS attorney about how long he’s estimating before we hear back on 2nd appeal and what Rhee idea she may have that may affect our estate planning.Our family faced a similar...
View ArticlePersonal Investments • Pre- or After-tax Contribution to 403 & 457
Thanks to Tashnewbie & Onlineid3089 for confirming my thoughts. As for retiring earlier, I’ve cut back a bit.Statistics: Posted by Doctor Rhythm — Wed Mar 06, 2024 4:14 pm — Replies 5 — Views 555
View ArticlePersonal Finance (Not Investing) • Help with Section 199A Dividends and Form...
What do we put in line 1? Do we just put our names and ss? The instructions don't say what to do if you are getting this from a mutual fund as opposed to owning a business.In my case, I don't put...
View ArticleInvesting - Theory, News & General • AlphaArchitect launches BOXX: 1-3...
[Thread merged into here --admin LadyGeek]Hello!I was considering using BOXX ETF to park my emergency cash at fidelity but came across the following article-...
View ArticlePersonal Investments • Participate in deferred compensation plan?
I decided not to participate in my program for several reasons.1) I wasn't sure if I would have another job after this employer. The money is required to be taken out starting at the time I leave the...
View ArticleInvesting - Theory, News & General • SPIVA 2023
Yes, thank you for posting it. It’s an important reminder of how futile it is to trying to beat an index. I see for the S&P SmallCap 600 over 96.5% of actively managed funds underperformed over 20...
View ArticlePersonal Investments • Career ending, getting fired. Can we FIRE ?
You're not that far off from a safe withdrawal rate once you consider His $35k income and eventual social security for both of you. Your home value is a good fallback option to tap into, but I don't...
View ArticlePersonal Finance (Not Investing) • Need advice on Home addition.
This is a complicated project (mostly because of the bathroom).You will most likely need to work with your local government (permits, and maybe even approval for the project ) Your project requires...
View ArticlePersonal Investments • How to determine fund quality?
[/quote]You are correct, both funds are good choices.In selecting funds to use strive for a combination of both broad diversification (to decrease risk) and low expense ratios (to increase your net...
View ArticleInvesting - Theory, News & General • Variable Percentage Withdrawal (VPW)
Longinvest,,Why does the spreadsheet disregard some of the Portfolio balance as unusable when the Annual Salary input is low? What is the reasoning behind having some of the Portfolio Balance...
View ArticlePersonal Finance (Not Investing) • Genworth Long Term Care
One of my relatives lived a long time and was very glad to have the policy when she needed it. It was a different company but they had raised premia too. She was well advised and able to afford the...
View ArticlePersonal Finance (Not Investing) • Mental health or Money: navigating the OMY...
I would stay for one more year and use all vacation time in the interim to get through it.Statistics: Posted by mptfan — Thu Mar 07, 2024 4:20 pm — Replies 26 — Views 1092
View ArticlePersonal Consumer Issues • Home phone (copper) solution for parents
Secondly - what is the easiest way nowadays to send a "fax"? Would it be feasible to get them a cheap scanner, create a PDF, and then just send via email? They have iPhones but realistically cannot...
View ArticlePersonal Finance (Not Investing) • HELP! Need Credit Card Advice for Young Adult
Hi -- I am a 21 year old looking for a new credit card. A few years ago, I opened one through my bank with little to no benefits to earn a high credit score and eventually transition to a better card....
View ArticleInvesting - Theory, News & General • FAANG, MAMAA now AI and GLP-1
I’m a doctor and people underestimate the next ten years we will cure diabetes and dialysis will rarely be needed. We will make huge strides in fighting cancer and it will become a chronic illness....
View ArticlePersonal Consumer Issues • Help my kid out - International Relations Masters
My son is doing an MA in IR at GW. Focus on which university has the best resources for her specific interest, but if programs and costs are comparable, go with GW because it’s much better located. If...
View ArticlePersonal Finance (Not Investing) • How do you deal with online misinformation?
Upon further review, this thread will remain locked (not actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general...
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