Personal Investments • 60/40 too risky for 73 year old

Im running a two fund index fund 60/40. My whole retirement money is in this, would this by ok for a 73 year old. Or would a 40/60 portfolio be more appropriate of my age. I draw out 5% every year........ty

to op:
question:
1
Is your portfolio large enough to be self sustaining (not run out?) at a 5% withdrawal rate?

Some reading:
Outstanding write up on the 64/40 allocation by Bernstein.
http://web.archive.org/web/20061214061 ... in6040.pdf
R. Ferri on Bernstein's 60/40
http://www.etf.com/sections/index-inve ... nopaging=1

Some projection/allocation portfolio visualizer tools for you to work with:
https://legacy.portfoliovisualizer.com ... llocation
(updated link:2024)

Test.Folio
https://testfol.io/

Engaging data portfolio visualizer/projections.
Get an idea of your allocation at 60/40 vs 40/60, etc.
https://engaging-data.com/early-retirem ... and-tools/

j

Statistics: Posted by Sandtrap — Mon Sep 09, 2024 10:02 pm — Replies 8 — Views 850

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