Personal Finance (Not Investing) • Looking to do my own taxes - questions
If you want to understand taxes for rental real estate, I'd recommend Nolo's "Every Landlord's Tax Deduction Guide". You can probably even checkout a copy from your local library.The first year of...
View ArticlePersonal Finance (Not Investing) • choosing a part D Medicare plan?
...The discount plans that nisiprius mentioned, do not report to CMS. However, I use Publix Pharmacy and they maintain subscriptions to GoodRX, Paramount, and other discounters. Whenever I pickup my...
View ArticleInvesting - Theory, News & General • Are NTSX & NTSI the Best...
As my net worth gets closer to the point where I could retire early, I'll need to add bonds to my taxable account....I'm aware that these are leveraged funds...If you need to add bonds to your...
View ArticlePersonal Consumer Issues • Pay ahead on trash services
Just wondering here, I pay ahead by several months just to have one less worry. Does that go into escrow or Ami I giving the trash company free use of the money till the next bill is due?You may be...
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Personal Consumer Issues • How do I justify buying an expensive tool?
Yeah, you can buy a lot of shark bites and pex for $1500.I'm not sure if the codes have changed. Early on, there was a code that "sharkbite" and similar fittings could only be used in exposed...
View ArticlePersonal Investments • Going to a 100% Stock Asset Allocation Due to Nice...
I have a nice pension (inflation indexed, governement backed, and joint survivor) that sets a very comfortable floor under retirement spending, but I have not gone to 100% stocks in the investment...
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Personal Investments • What Do You Think of These Investments?
Hi guys,Recently I talked to a FA at my bank. He suggested 2 investments. They are the following:Index Annuity:- 100% protection of principal- 10% withdrawal from principal- 3% guaranteed return even...
View ArticlePersonal Consumer Issues • How to transfer files from an old PC to a new one?
1. You say your current PC hard drive uses about 1.2 TB space. I assume that includes Windows, all your installed applications (Office, browser, etc.), and all your personal data (documents, pictures,...
View ArticleInvesting - Theory, News & General • Any tips for my speech on predicting...
This is the type of speech they expect you to give:It’s a pleasure to be among such a distinguished group of professionals who, like me, have dedicated their lives to navigating the intricate...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
The Fall Guy, $5.99 rental on Amazon Prime, rated PG-13, Ryan Gosling, Emily BluntAaron, Taylor-Johnson, action / comedy / romance. A stuntman, fresh off an almost career-ending accident, has to track...
View ArticlePersonal Investments • Can someone make sense of this Tbill transaction?
All great advice...thank you everyone! Lessons learned.Statistics: Posted by givingup — Mon Sep 09, 2024 9:55 pm — Replies 8 — Views 685
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Fritz: Be very careful about keeping zero in your CMA and relying on the cash manager to pay your bills. This works most of the time, but if any charge is manually processed Fidelity may dishonor the...
View ArticlePersonal Investments • Understanding bonds - example
I think bonds are tough.Maybe this short article can help: https://humbledollar.com/2024/09/giving-credit/Statistics: Posted by BolderBoy — Mon Sep 09, 2024 9:58 pm — Replies 3 — Views 311
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
Curious, does Chase Self Directed reimburse ACATs fees if you transfer to them to do a brokerage bonus?Statistics: Posted by manlymatt83 — Mon Sep 09, 2024 10:00 pm — Replies 8907 — Views 1663266
View ArticlePersonal Investments • Variable Universal Life Questions and Advice
Would it make sense to withdrawal the cost basis and put the rest in an annuity to try and avoid the income tax?I’m going to nitpick a little on your choice of words. If you withdraw the basis and put...
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Personal Consumer Issues • Life in 50s, 60s, 70s, 80s, 90s, 100s (the second...
For us, 50s were getting ready for retirement and then retiring (all three kids finished school and off the payroll by the time I was 54, DW 53).Since age 55, we were focused on physical conditioning....
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Personal Investments • 60/40 too risky for 73 year old
Im running a two fund index fund 60/40. My whole retirement money is in this, would this by ok for a 73 year old. Or would a 40/60 portfolio be more appropriate of my age. I draw out 5% every...
View ArticlePersonal Consumer Issues • Gmail or Own Domain Name for Personal Emails?
Own domain name. You don't have total control, but you have more control vs Gmail.Statistics: Posted by NewishBog — Mon Sep 09, 2024 10:04 pm — Replies 26 — Views 1295
View ArticlePersonal Finance (Not Investing) • "Reduced Paid-Up" Whole Life...
Thanks for the the quick responses and info Stinky and Rex66!Stinky, I'm now wondering if maybe I might have misinterpreted the true meaning of what some of these other websites were trying to say b/c...
View ArticlePersonal Investments • About: 30 Year US Treasury Bond Reopen
Maybe? Since the issuer is the US government, they are generally considered to have zero issuer risk. But a 30Y T-Bond is a completely different animal than the BND ETF which has an average maturity...
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