Personal Finance (Not Investing) • How to Wire Funds from Vanguard
Jumping back into an older topic hereCalled vanguard today to wire money for house closing (international). Having money in two different settlement accounts it would be $25 fee to sell the shares in...
View ArticlePersonal Finance (Not Investing) • Overpayment to credit card account to...
I have a promotional AmEx account with a credit line of $1,000. I must make $5,000 of purchases to qualify for the bonus. Can I make a one-time payment of $4,000 to my account (overpay) to bring the...
View ArticlePersonal Investments • Does opening a 529 account as a California resident in...
...I also live in California and have not bothered with a 529. We have exceptional public universities, and I expect to just write the checks when the time comes. I may have to take a cheaper vacation...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
....Some of your questions https://www.cnbc.com/select/us-bank-sma ... edit-card/Thanks for the link to the CNBC article. Strange that if there was no annual fee they would not have put that in the...
View ArticlePersonal Consumer Issues • Allstate: are homeowner insurance carriers...
Is there a way to tell if a home owners insurance policy allows a new house to be purchased instead of requiring the old one being rebuilt? If my house ever burned down, I don't want to deal with...
View ArticlePersonal Investments • IUL Policy Investment guidance
As the subject says, I need help and guidance on the IUL policy investment decision. I (US) max out on 401K, backdoor Roth, and HSA investments. After making these investments, we still have surplus...
View ArticleClik here to view.
Investing - Theory, News & General • Vanguard Cash Plus Account
Hello all,Just recently created my VCP, just stopping by to express my dissatisfaction at BoA (or is it VG's banking partners) that I can't add the account to pay my BoA CC, which is a big problem...
View ArticlePersonal Consumer Issues • New Car Tire Trade-In
I did this buying a Subaru once. Part of the negotiated deal was that they would buy and install new snow tires that I specified. It was about to be winter. The tires that were originally on the car...
View ArticlePersonal Consumer Issues • x-ray interpretation service
I would like to get a second opinion on an x-ray from outside of my provider's network.I can interpret your sentence in two ways, which might affect the answer you want:You want a reading for an xray...
View ArticlePersonal Consumer Issues • [What TV Show Have You Recently Watched?]
Just finished Eric on Netflix. Follows a family trying to find their son after he goes missing. Benedict Cumberbatch plays the lead and is excellent as the father but the other actors were also great....
View ArticlePersonal Finance (Not Investing) • What's Your Credit Card Rewards Strategy?
Does anyone have a combined credit limit at BOA above $100,000? I was going to get a new cash back card because it's been a few years since I last did. But I saw that my BOA credit card limit total...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Alien Romulus. This got great reviews but I wasnt a huge fan of it TBH. I loved the first two Aliens movies and this felt like a retread with worse acting. Pacing was a bit weird with a slow, boring...
View ArticlePersonal Consumer Issues • Vaca travel US to Alps… Zurich vs …?
Dream trip to Alps so lots of questions I need to research. But for starts would ask your thoughts about how you guys felt about your arrival airport. GENEVA vs ZURICH, or alternates. We are not...
View ArticlePersonal Investments • 4% Rule
Your numbers don't quite make sense. 10% of the interest is usually much less than 1%. But there are lots of previous posters who live off income from Social Security and pensions who never spend...
View ArticleClik here to view.
Investing - Theory, News & General • Besides higher dividends with etf...
The extra dividends are reinvested for liquidity or growth for our children. The one percent difference seems minor compared to perhaps other benefits of VTV. I lived in a state with no state income...
View ArticlePersonal Consumer Issues • Struggling with the Hedonic Treadmill / Lifestyle...
Pension (expected) will be cola-adjusted. Good point, all expenses will only go up…I think most (not all) retirees wind up spending less money than they did when they were working. Of course there...
View ArticleInvesting - Theory, News & General • Latest Roth conversion paper
I have always found McQ's papers to be thought-provoking, and this one is no exception. The paper's primary focus is to examine the effects of conversion on RMD taxation. However, I believe an...
View ArticlePersonal Investments • is there a meaningful difference between...
The CUSIP [the original poster mentions] is for a 10-year TIPS bond. The Dated Date was 7/15/24, and the Issue Date was 7/31/24. It matures on 7/15/34, and the coupon is 1.875%. If you purchased it at...
View ArticlePersonal Finance (Not Investing) • Starting a Solo 401k — Experiences and Advice
In addition to the common mistake of failing to file Form 5500-EZ, other mistakes are:[...]- I read multiple incidents of people who didn't notice the new question added to Form 5500-EZ this year (the...
View ArticleInvesting - Theory, News & General • Sell Total bond fund (BND) to fund...
Does it make sense to sell Total bond fund (BND) to fund a 20 year TIPS ladder. Real TIPS average interest is about 1.69% and BND is down for me about -7.52% from its high of Aug 2020....
View Article