See this theme commonly across bogleheads and Reddit forums (mainly Chubby Fire) and recently realizing I don’t quite understand the premise.
Scenario:
OP is burnt out and wants to take some time off or retire early. SO is not burnt out, enjoys what they do, and will continue working. OP makes $500k, SO makes $50k, and they have $5M (illustrative for simplicity).
Comments:
- SO might resent working X yrs longer
- How will you justify to SO retiring X yrs earlier
- Might be problematic if SO sees you as not contributing
Etc.
Question:
Why is equity time based and not contribution instead? Particularly on forums dedicated to hard numbers.
Understanding there are many other dimensions to consider, it just seems like the showstopper comments focus on “you are suffering less” vs “you don’t have enough money”.
By no means am I advocating SO works X yrs longer until contributions are equal, that’s ridiculous. Presuming OP/SO discussed the plan before posting, I just don’t get why the comments aren’t “SO is cool with plan? Okay good luck”
Scenario:
OP is burnt out and wants to take some time off or retire early. SO is not burnt out, enjoys what they do, and will continue working. OP makes $500k, SO makes $50k, and they have $5M (illustrative for simplicity).
Comments:
- SO might resent working X yrs longer
- How will you justify to SO retiring X yrs earlier
- Might be problematic if SO sees you as not contributing
Etc.
Question:
Why is equity time based and not contribution instead? Particularly on forums dedicated to hard numbers.
Understanding there are many other dimensions to consider, it just seems like the showstopper comments focus on “you are suffering less” vs “you don’t have enough money”.
By no means am I advocating SO works X yrs longer until contributions are equal, that’s ridiculous. Presuming OP/SO discussed the plan before posting, I just don’t get why the comments aren’t “SO is cool with plan? Okay good luck”
Statistics: Posted by SaveStrong — Wed Oct 02, 2024 9:40 pm — Replies 0 — Views 15