Personal Investments • Fidelity not allowing Roth conversion citing industry...
I contributed $7000 to my Traditional IRA account last week, and the amount has settled. However, when I attempted to do the conversion to Roth, it says the amount of cash available for withdrawal in...
View ArticleInvesting - Theory, News & General • Modified versions of HFEA with ITT...
Hello all,Which brokerage do people who do mhfea use.IIUC only 2 or 3 brokers support futures and options on futures in IRABrokers like Robinhood don't support SPX for borrowing in taxable or futures...
View ArticleInvesting - Theory, News & General • Roth IRA what to invest in and how
I still wonder when it comes to Emergency fund and its core position as SPAXX.Is it possible to run into situation that person saved 20K but due to core position lost money and ends up with much less...
View ArticlePersonal Finance (Not Investing) • Cash Inheritance
My 2 cents, cart before the horse, whoever is the stated personal representative in the will should consult an attorney with estate and probate experience to review the will and what comprises the...
View ArticlePersonal Investments • Help with RMD Advice for my Dad Please
is the "taxable accounts" a taxable investment account?if so, just invest the RMD from the IRA back into the taxable account (he'll owe tax on that RMD obviously). He can even do it in kind if he...
View ArticlePersonal Consumer Issues • Recommended software to clone a Windows computer?
Windows PE can be used to image devices, I had to do that recently to issue a bunch of laptops.But as others have said, cloning windows is an awful idea. I reinstall and move data when I need to.This...
View ArticlePersonal Investments • Debt and Savings Strategies for Young Adult
Are you counting FICA taxes in your effective rate?I have included FID-EE Tax, Social Security, Medicare, MAPFL, and MAPML. I updated the screenshot to more accurately reflect my current situation. It...
View ArticleInvesting - Theory, News & General • Not understanding this FIRE platitude
See this theme commonly across bogleheads and Reddit forums (mainly Chubby Fire) and recently realizing I don’t quite understand the premise.Scenario: OP is burnt out and wants to take some time off...
View ArticlePersonal Finance (Not Investing) • Buy with cash vs. rent
Thanks for all the advice here.I ended up renting for a few reasons:My California home took longer to sell than I thought it would which imposed some limits on my financial flexibility (and I didn't...
View ArticlePersonal Finance (Not Investing) • Another landlord or sell question
Update: I ended up selling, though it was far more difficult than I thought it would be. Weird market. Lots of "interest" but needed to lower the price twice until I got an offer, which I...
View ArticlePersonal Investments • Retirement Planning: DIY or Professional Services
I'm helping my father with his retirement planning now. We are speaking with a CFP financial planner at a firm that is charging us a one-time fee to create a plan. It's not cheap, but much less than...
View ArticleClik here to view.
Investing - Theory, News & General • Preaching to Choir, But Why I Love HSAs
Just to add some balance To be fair; I only had 1 year of a HSA at a single employer.One of my kids needs long term medications that are stupidly expensive at full sticker. My health plan was terrible...
View ArticlePersonal Finance (Not Investing) • Backdoor Roth IRA + possible Inherited...
Inherited IRAs do not affected traditional IRA conversions and doesn't factor into the prorata calculation. If you use a CPA, make sure that you double check the 8608 form next year to make sure it...
View ArticlePersonal Consumer Issues • Justifying Tesla Purchase
Most of the time there are comparable, alternative, gas/diesel/hybrid vehicles that will cost less and give a reasonably similar experience.If cost is the primary deciding factor, then don't buy...
View ArticlePersonal Investments • Is moving money within my ROTH a taxable event?
Hi. In my ROTH IRA which I've had for years, is the Total Stock Market Index fund. I'd like to take 6% of that and still keeping it within the ROTH, possibly move it to a 3-7 year Treasury Fund. I am...
View ArticlePersonal Finance (Not Investing) • 2025 Aetna Part D Premium - Massive Increase
This Part D cap seems to work oddly in my opinion. In the instance of those 3 expensive meds, Repatha, Ozempic, and Eliquis as an example, my area shows a premium for the cheapest plan at $1.80, and...
View ArticleInvesting - Theory, News & General • Vanguard statements dropped...
It appears that on Vanguard brokerage account statements, apparently starting with 9/30/2024, the estimated annual income and estimated yield have been dropped. The 7-days SEC yield still shows on the...
View ArticlePersonal Finance (Not Investing) • Holding annuities in a trust
Why does she have a revocable trust? They're not commonly used in Pennsylvania. Probating a Will in Pennsylvania is not difficult, expensive or burdensome.Assuming the annuities have beneficiaries,...
View ArticleClik here to view.
Personal Investments • Need Help Deciding Whether to Convert 401k to Roth
Hi Everyone,I am working with my wife to roll over her 401K from her previous employer whom she had left almost 6 years ago. She had elected Roth 401K so we initially assumed she would simply open a...
View ArticlePersonal Investments • Managed HSA at .35%??
Why not just deal with the 24 hour approval?You can buy 1 time annually on Jan 1 and be done with it for 364 more daysStatistics: Posted by muffins14 — Thu Oct 03, 2024 9:51 pm — Replies 2 — Views 155
View Article