Personal Investments • Breaking up with my financial advisor pep talk
But there are really good advisors out there. And they can be very beneficial for people who want that "objective" party, or need that sanity check and/or sounding board. However, to truly be...
View ArticlePersonal Finance (Not Investing) • CA Sent me Tax Bill on House Sold 2 Years...
Based on the numbers it sounds like the property taxes you were paying were based on a value around a million dollars less than the amount you bought the property for (around 10-12 thousand at a rate...
View ArticlePersonal Finance (Not Investing) • “55 Rule” - what if company is bought out...
[Topic is now in Personal Finance (Not Investing) - mod mkc]I’m planning on pulling the plug at 55.Everything’s great, financials are all in check, zero debt, mortgage is paid off and we have 2X what...
View ArticlePersonal Consumer Issues • Fidelity Login Problem [Not receiving 2-Factor...
Is the 2fa to Google voice sometimes there are problems to voip numbers.There may be problems at the other end. Over the weekend, we tried to logged into TIAA but wouldn’t send out a 2fa to an app or...
View ArticlePersonal Finance (Not Investing) • Bank balance Vs. Brokerage balance -...
Do the FAFSA and the other form which asks for more information.On college applications/common app do check off that you are requesting aid, no matter what. Something over 25% of applicants don't do...
View ArticleInvesting - Theory, News & General • HSA Bank eliminating investment options
Out of curiosity, has anyone requested a transfer from HSA Bank (cash portion) to Fidelity recently and actually have it go through? I still have $1k there and would like to invest it rather than let...
View ArticlePersonal Finance (Not Investing) • Residential Energy Credit IRS Audit
Agree with @jebmke.The other thing to understand is that you are not limited to a one-time response after which the IRS will then issue ultimate judgment on your tax return. Send them your first (well...
View ArticlePersonal Consumer Issues • What are you listening to now
Amelia —Laurie AndersonStatistics: Posted by Nicolas — Fri Oct 04, 2024 9:39 pm — Replies 6877 — Views 800763
View ArticlePersonal Finance (Not Investing) • QCD - Year of Spouse's death
My question is can I take it as a QCD (I'm under 70?) ...No, but if, by any chance, she had a charity(ies) as a contingent beneficiary, you could disclaim the amount you want to give away and that...
View ArticlePersonal Consumer Issues • Is there a better hotdog?
Smokies by Oscar Mayer. Not the little ones, but the hot dog size.Statistics: Posted by Van — Fri Oct 04, 2024 9:41 pm — Replies 89 — Views 7683
View ArticlePersonal Investments • Teen retirement question
I am sure I will be alone in my view about this, and I am sure that my view is right.Retirement savings is important for young adult workers, but saving for the many important things in near term life...
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Personal Investments • You don't have enough money to pay for a recent trade
Let us know what happens is about all you can do.Should I try to sell the shares I just bought? Or will that create more issues? I have about $100 of short term gain No, absolutely not. You do not own...
View ArticlePersonal Finance (Not Investing) • Share your net worth progression
Thanks to Meta Stock most recently I’m just under 4M 3.8M to be exact Turing 39 years old soonStatistics: Posted by Dpmbball — Fri Oct 04, 2024 9:57 pm — Replies 4554 — Views 1216051
View ArticlePersonal Consumer Issues • Signing up for ACA during open enrollment, while...
I am semi-retired and getting health insurance through my consulting gig. I am considering ending this assignment at the end of December as DW is now retired. However, there is a possibility I might...
View ArticlePersonal Finance (Not Investing) • Best way for spouse to inherit my Roth IRA
Is the option to assume a Roth account as your own (vs treating it as an inherited Roth) also available to adult children (and not just to a surviving spouse)? If so, that would allow an adult child...
View ArticlePersonal Finance (Not Investing) • Anyone use BoA for small business banking?
I'd write myself a check from the business account and deposit via phone to my personal account as the $100k mobile deposit monthly limit was sufficient.Statistics: Posted by llin — Fri Oct 04, 2024...
View ArticlePersonal Finance (Not Investing) • Credit card rewards vs hassle factor
Some think it's a hassle but I think it's a game worth playing. I keep track of every mile and point I've redeemed; and since 2014, I've redeemed 4,639,783 miles/points for $81,966 worth of air fares,...
View ArticlePersonal Investments • Transitioning to part time: what multiple of X?
It's always situational, but if you are able to work part time and pay most if not all expenses (basically stop saving) you can go on for the rest of your life that way. You are FI when your...
View ArticleInvesting - Theory, News & General • Private Equity impact on public...
But for those who want to diversify beyond the biggest companies, or who fear missing out on smaller businesses in private markets, one option is to look for a low-cost ETF that targets small public...
View ArticlePersonal Investments • How to calculate Roth contributions vs earnings
This is only important if you withdraw before 59 1/2, orif you withdraw more than your total contributions. The way that I kept track was to either contribute zero or the max each year and keep track...
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