Is the option to assume a Roth account as your own (vs treating it as an inherited Roth) also available to adult children (and not just to a surviving spouse)? If so, that would allow an adult child or even adult grandchild to assume a Roth and “stretch” it over their lifetime. And if they designated theirchildren or grandchildren as beneficiaries those beneficiaries could stretch further, ad infinitum.
Statistics: Posted by MalteseLover — Fri Oct 04, 2024 10:02 pm — Replies 18 — Views 1248