Others have noted the reasons NOT to use them in a taxable account. That being said, in a retirement account, you not only save the expense ratio on say FZROX vs VTI (which is fairly minimal), but you also save the spread on the bid/ask, which you pay each time you buy or sell. Not a huge deal for VTI, but it does have a .01% spread, which is a cost every time you buy/sell. For a mutual fund like FZROX, there is no spread - so you also save on that.
Statistics: Posted by Lawyered_ — Tue Nov 26, 2024 7:58 am — Replies 6 — Views 603