Personal Investments • 529 -Saving for college education
I don't think that OP said anything about K-12, though, unless I missed it.From my understanding, HYPSM and their ilk have pretty huge endowments such that sticker price and actual price are often not...
View ArticlePersonal Finance (Not Investing) • Anyone Glad they took Social Security Early?
Thanks to everyone for sharing their situation, perspective , and plan or action. I am still 10 years away from age 62, but I definitely think about it, with particular attention to my spouse who has...
View ArticlePersonal Consumer Issues • Exterior vinyl siding...thoughts?
On a full windows and siding job, we went with a contractor who wasn't the least expensive, but emphasized it would include his lifetime warranty for needed repairs. Out of business within the year....
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Personal Investments • Chronically ill, unemployed, but need income. Should I...
Welcome to the forum. Unfortunately, you should not invest any money you can't afford to lose.Statistics: Posted by retiredjg — Mon Nov 25, 2024 7:53 am — Replies 3 — Views 336
View ArticlePersonal Investments • 100% in s&p 500 index in your 40s
I have most of my retirement savings in an s&p 500 index fund. I am considering transferring a few individual stocks into s&p. Is 100 % in s&p a good way to go? I feel this is the best...
View ArticlePersonal Investments • Any reason to not put all of your international in 1...
I'll just note that for certain funds (typically EM funds)...may actually be MORE tax-efficient in taxable than tax-shelteredCan you explain? Don't emerging market funds typically have higher dividend...
View ArticlePersonal Consumer Issues • Retrofit/removal of touch screens in cars?
Just ignore it. So many examples where given and he just ignores itPlenty of examples like you asked for in this thread alone, including some in my own post earlier.There’s so many, but right now you...
View ArticlePersonal Investments • Spouse leaving their role- is it time?
That's a lot of house at that income. Why the move?Statistics: Posted by mrmass — Mon Nov 25, 2024 7:57 am — Replies 8 — Views 1026
View ArticlePersonal Consumer Issues • Tesla Model 3 Is The New Toyota Camry?
I wasn't quoting every trim, only the base trim which is 100,000 as stated in the link even you provided. It wasn't and still isn't germane to the point I was making in my initial post from which you...
View ArticlePersonal Investments • Fidelity zero funds
Others have noted the reasons NOT to use them in a taxable account. That being said, in a retirement account, you not only save the expense ratio on say FZROX vs VTI (which is fairly minimal), but you...
View ArticlePersonal Finance (Not Investing) • Should I share his 529 balance with my 8th...
I never felt the need to share exact numbers, but my kids have always known I was saving for college from the time they were quite little. The actual dollar amount wouldn't have mattered as they have...
View ArticlePersonal Finance (Not Investing) • FreeTaxUSA is out!
Does FTUSA have an option to print out a draft of your final forms? I've gone through the process using dummy numbers but can't see a way to do thatAt least previously you couldn't print a draft of a...
View ArticlePersonal Finance (Not Investing) • Canadian resident gifting money to US...
Foreign gifts and inheritances are tax free, but you must fill out an IRS form declaring it if it is more than $100,000 USD. As a dual citizen, she will likely need to file gift tax forms on her tax...
View ArticleInvesting - Theory, News & General • The Norwegian Sovereign Wealth Fund...
At $1.7 trillion, this fund is the largest sovereign wealth fund in the world. It holds an average of 1.5% of the world's listed companies. It is extremely well advised. A fund this size has to...
View ArticlePersonal Finance (Not Investing) • SS Benefit Adjustment after Working Extra...
I am still working ( I own a home building company), my SS increased $55/month this year, but I did not receive it until last month in a lump sum. I just received the notice of the 2.5% increase...
View ArticlePersonal Consumer Issues • Seeking Advice on New Desktop PC Purchase
If it ain't broke don't fix it. I still use Windows 8.1 on a measly $100 micro desktop with 8GB RAM and 20GB hard drive ! It does YouTube and web browsing perfectly fine.On the one hand, that's a lot...
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Investing - Theory, News & General • A Three Fund Factor Weighted Lazy...
For a few months I have been researching Factor Investing, and have come to three conclusions: 1. I consider Carhart's Four Factor Model, and The Low Volatility Factor Premium to be more useful than...
View ArticlePersonal Finance (Not Investing) • Spit balling Medicare cost
I pay monthly (all are 2025 rates):$185 Part B $45 Medicare Supplement Plan G-HD $0 Part D -WellCare Value Script $230 TotalMedicare Supplement Plan G-HD is “high deductible”, but it’s really not...
View ArticlePersonal Investments • Performing a rollover from TSP to Vanguard?
Not sure why everyone is saying you can't do a direct rollover. Maybe true historically, but the functionality at least exists now in the site TSP site. I have set up the financial institution for...
View ArticlePersonal Finance (Not Investing) • If you were me, would you invest in a...
I would be very careful in FL due to storm and insurance concerns. If you can find a house in safe location with low insurance, then go ahead. But never buy new - you will typically get much more...
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