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Personal Consumer Issues • Miele OR Bosch Dishwasher?
Having this problem right now with a 15 year old Miele. Replaced the drain and intake valve, which fixed it for a few years. I really want to keep it going, but if I can't DIY it, the Miele authorized...
View ArticlePersonal Investments • What else to invest in?
If you have a 0% loan it certainly makes sense to keep that as long as you can. If it starts costing 5.8% pay it off immediately, so obviously make sure to have enough money in near-cash to pay the...
View ArticlePersonal Investments • FZDXX vs FDLXX
lollol indeed, if i carried a large cash balance i would probably have a separate account for it at vanguard, but the simplicity of keeping everything in fidelity is worth it to me...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
No idea what you mean. A fair amount of revenue for Mag7 companies (as an example) comes from outside US. That doesn’t mean I will stop investing in those businesses. I am not trying to capture the...
View ArticlePersonal Finance (Not Investing) • Seeking Advice: Does It Make Sense to...
Most, if not all, of this is dependent on your ability to do the work yourself in regards to return on investment. I would say that if you are hiring a contractor to do any of this work that you will...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Thanks Ben. I also wanted to mention that the hack you provided here to extend variable spending/saving to the accumulation phase is very useful and elegant. It would definitely be worthwile to...
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Personal Investments • Merrill Edge Information
US Bank has a 4% cash back CC now if you park $100k.And may be somewhat better than B of A for cash handling. With $100K total there, the savings account currently pays 3.8% (no matter how small the...
View ArticlePersonal Investments • Portfolio Review Request (robo-advisor-free!)
I certainly am not going to look up all those equities in your taxable. What is the AA of those funds?I'd suggest looking at each one of those and sell off as many as you can and put them in a ETF...
View ArticlePersonal Finance (Not Investing) • Driving Weather
The “Weather on the Way” will answer the OP’s needs I think. Pro option is $20/year, but I think there is a free option/trialStatistics: Posted by budren — Wed Nov 27, 2024 8:08 am — Replies 9 — Views...
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Investing - Theory, News & General • Clarification on Passive Management:...
There's been discussion over the years about how to classify funds in regards to passive vs indexing vs semi-active, etc. Like the Bogleheads' wiki article on Indexing describes an "index strategy...
View ArticlePersonal Consumer Issues • Samsung Frame TV?
We didn't consider The Frame, but picked up a 77" S95D a week or so ago and have been very pleased with it. If you have a AAA membership there is an additional discount on Samsung products if you...
View ArticlePersonal Finance (Not Investing) • Buy bay area home or no
We used to live in the Bay Area for a long time. Given your age and no kids yet, I'd suggest continue renting. You don't want a house to limit your career mobility. Perhaps wait until you have a kid....
View ArticlePersonal Consumer Issues • Your experience with vehicle reliability and cost...
Different brands, country of origins, and classes of cars, meaningful net difference to me is 0.-VW, NAV/Entertainment unit died just before warranty ran out. $$, but replaced under warranty....
View ArticlePersonal Finance (Not Investing) • Backdoor Roth IRA in 2023. CPA counts it...
"I made an xxxx Roth Rollover contribution"I don't know what those words mean, and I hang out on this forum all day every day.All it means is that a distribution from an unspecified eligible...
View ArticlePersonal Consumer Issues • "Buy a new Toyota, and drive it until the...
I am as well, though I'm uncertain how much the longevity factor plays in with the new turbo 4 cylinder hybrid getups. It seems like an naturally aspirated engine would more easily run 250k miles or...
View ArticlePersonal Investments • Vanguard PAS
Sounds like it was not a good fit anyway. What is AWP?You might consider an advice only advisor. Here is a long discussion. viewtopic.php?t=360823Statistics: Posted by retiredjg — Wed Nov 27, 2024...
View ArticlePersonal Investments • Microsoft Money and TIPS
I've been using MS Money for eons and am quite satisfied with it. I have it working frine on Win11 (since upgrading) but have one issue that is a problem. TIPS which I have quite a lot them. I find no...
View ArticlePersonal Finance (Not Investing) • Retiring in 2 weeks - what should I do...
Gee. I would have stayed until Jan 3, 2025 to get all the paid holidays.Not to mention another year of Roth contributionsPerhaps none of this makes a difference for OP.Confirmed by the OP, none of...
View ArticleInvesting - Theory, News & General • Wealthfront Savings and the Yotta...
If you are opening an account that you believe will have FDIC insurance, go to the FDIC web site and look up the bank. Get their physical address or routing number from the FDIC, and either mail...
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Personal Investments • Help me resist moving Bond allocation to Cash
I guess I am more of a total portfolio person. I care more about the how the whole portfolio work as a whole than its individual pieces. Down market risk with cash is actually higher than with...
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