I converted to 529 years ago. If I understand correctly the advantage I saw of 529 is I remain in control of the money even after the beneficiary turns 18. But an ESA becomes the beneficiary’s when they are adults and they can decide how to spend the money. Am I wrong? To me this was a good reason to prefer 529.
Statistics: Posted by green_phone — Fri Oct 31, 2025 10:01 pm — Replies 94 — Views 17600